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By obtaining data about a customer pertaining to their past or current insurance policies, carvehicle, customer profile, premiums and previous/pending claims, an insurance broker or insurance provider can provide the customer with a personalised insurance quote. This insurance service request enables TPPs to retrieve a User’s data (with the User’s consent) held with a LFI. The TPP agrees the boundaries of the data sharing consent with the User, the TPP then sends this data sharing consent to the LFI, where it is approved by the User. TPPs are then further able to retrieve the status of the data sharing consent. This User journey requires a consent similar to that of an Account Access Consent.
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Property | Description |
Basic Information | |
Customer ID | Depends on insurance company |
Customer Full Name | Free-form |
Customer Short Name | Free-form |
Category / Segment | Depends on insurance company |
Local Branch | Depends on insurance company |
Primary Language | English / Arabic / Other |
Billing Address | |
Address Line 1 | Free-form |
Address Line 2 | Free-form |
Address Line 3 | Free-form |
Postal Code | Only numeric answers allowed |
Country | Select from list |
State / Emirate | Select from list generated based on previous selection |
City | Select from list generated based on previous selection |
Permanent Address | |
Address Line 1 | Free-form |
Address Line 2 | Free-form |
Address Line 3 | Free-form |
Postal Code | Only numeric answers allowed |
Country | Select from list |
State / Emirate | Select from list generated based on previous selection |
City | Select from list generated based on previous selection |
Residential Address | |
Address Line 1 | Free-form |
Address Line 2 | Free-form |
Address Line 3 | Free-form |
Postal Code | Only numeric answers allowed |
Country | Select from list |
State / Emirate | Select from list generated based on previous selection |
City | Select from list generated based on previous selection |
Communication | |
Communication Type 1 | Home / Mobile / Other |
Communication Phone Number 1 | Area code selection option and 9-10 additional digits permissable |
Communication Type 2 | Home / Mobile / Other |
Communication Phone Number 2 | Area code selection option and 9-10 additional digits permissable |
Communication Type 3 | Home / Mobile / Other |
Communication Phone Number 3 | Area code selection option and 9-10 additional digits permissable |
Email ID | Must be a valid email address (i.e., include @ followed by domain) |
Alternate Email ID | Must be a valid email address (i.e., include @ followed by domain) |
Background and Family | |
Gender | Male/Female |
Date of Birth | dd/mm/yyyy |
Marital Status | Married/Single |
Education Background | High School/ Bachelor's/ Masters/ PhD/ Other |
Nationality | Select from list |
Dual Nationality | Yes / No |
Second Nationality (if applicable) | Select from list |
Salutation | Mr./ Ms./ Mrs./ Dr./ Other |
Country of Birth | Select from list |
City of Birth | Select from list generated based on previous selection |
Religion | Christian/ Muslim/ Jewish/ Hindu/ Buddhist/ Other |
Mother's Maiden Name | Free-form |
Spouse Name | Free-form |
Spouse Date of Birth | dd/mm/yyyy |
Spouse Employment Details | Employed/ Unemployed |
Spouse Phone Number | Area code selection option and 9-10 additional digits permissable |
Number of Children | Only numeric answers allowed |
Employment | |
Profession | Free-form |
Profession Description | Free-form |
Employer Name | Free-form (or company name in case of self-employment) |
Employer Address | Free-form (or company name in case of self-employment) |
Employment Type | Select from list of options (e.g., Employed, Self-Employed, Retired, Unemployed) |
Employment Location | Free-form |
Nature of Business | Select from list of categories (e.g., Law, Finance, Medicine) |
Designation | Free-form |
Source of Income | Free-form (e.g. salary / dividends from ownership) |
Income Currency | Select from a list of options (e.g., AED, USD, SAR) |
Montly Income | Only numeric answers allowed (in AED) |
Annual Income | Only numeric answers allowed (in AED) |
Employment Start Date | dd/mm/yyyy |
Identification | |
EID Number | Only 15 digits permissible |
EID Expiry Date | dd/mm/yyyy |
Passport Issue Country | Select from list |
Passport Number | Only numeric answers allowedAlphanumeric identifier |
Passport Issue Date | dd/mm/yyyy |
Passport Expiry Date | dd/mm/yyyy |
Visa Number | Only numeric answers allowed |
Visa Issue Country | Select from list |
Visa Issue Date | dd/mm/yyyy |
Visa Expiry Date | dd/mm/yyyy |
UAE Driving License Number | Only 7 digits permissible |
UAE Driving License Issue Date | dd/mm/yyyy |
UAE Driving License Issuing Emirate | Select from drop-down list (e.g., Dubai, Ajman, Abu Dhabi) |
Mulkiya Card | pdf attachment |
Home Country Driving License Number | Free-form |
Account Information | |
Bank Account Number | Free-form (may vary by bank and country) |
IBAN | Free-form (may vary by bank and country) |
Swift Code | Free-form (may vary by bank and country) |
Name on Account | Free-form |
Bank Name | Free-form |
Home Branch | Free-form (may vary by bank and country) |
Type of Account | Free-form (may vary by bank and country) |
Emergency Contacts | |
Emergency Contact 1 Name | Free-form |
Emergency Contact 1 Relationship | Free-form |
Emergency Contact 1 Phone Number | Area code selection option and 9-10 additional digits permissable |
Emergency Contact 1 Email Address | Must be a valid email address (i.e., include @ followed by domain) |
Emergency Contact 2 Name | Free-form |
Emergency Contact 2 Relationship | Free-form |
Emergency Contact 2 Phone Number | Area code selection option and 9-10 additional digits permissable |
Emergency Contact 2 Email Address | Must be a valid email address (i.e., include @ followed by domain) |
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Property | Description |
Insured Vehicle | |
Car Vehicle Make | Drop-down list of car vehicle makes (e.g., Toyota, Lexus, Honda) |
Car Vehicle Model | Drop-down list of models based on previous selection |
Car Vehicle Model Year | Drop-down selections (1900-present year) |
Car Vehicle Purchase Date | dd/mm/yyyy |
Car Vehicle Specification | Drop-down selections (Light vehicle, truck, etc.) |
Estimated Value | Only numeric answers allowed (in AED) |
Date of Registration | dd/mm/yyyy |
Vehicle Passing Certificate | pdf attachment |
Dealers Quote | quote from dealer reflecting all costs (out-the-door price) |
Chassis Number | Only numeric answers allowed |
Engine Number | Only numeric answers allowed |
Country of Origin | Select from list |
Vehicle Color | Select from list |
Plate Number | Free-form |
Plate Code | Free-form |
Vehicle Mileage | Only numeric answers allowed (in km) |
Vehicle Weight | Only numeric answers allowed (in kg) |
Traffic Code Issuing Emirate | Select from drop-down list (e.g., Dubai, Ajman, Abu Dhabi) |
Traffic ID Number | Only numeric answers allowed |
Vehicle History | Vehicle imported / modified / declared as total loss before |
Driving History | More than 1 year of driving experience |
First Time Registration | Yes/No |
Vehicle Mortgage | Pending mortgage amount on the vehicle |
Policy | |
Policy Number | Only numeric answers allowed |
Policy Issue Date | dd/mm/yyyy |
Policy Expiry Date | dd/mm/yyyy |
Coverage Type | Select from drop-down list (e.g., Full, Partial, Other) - may vary by insurance company |
Policy Limits | Free-form |
Policy Exclusions | Free-form |
Coverage Amount | Only numeric answers allowed (in AED) |
Coverage Start Date | dd/mm/yyyy |
Coverage End Date | dd/mm/yyyy |
Previous Policy Insurer | Free-form |
Previous Policy Start Date | dd/mm/yyyy |
Previous Policy Expiry Date | dd/mm/yyyy |
Any previous claims? | Yes/No |
If yes, provide amount and details | Only numeric answers allowed (in AED) for amount and free-form for details |
Add-Ons | |
Drivers Personal Accident | Driver accidental coverage included? |
Passengers Personal Accident | Passenger accidental coverage included? |
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Property | Description | |
Premium | ||
Policy Premium Value | Only numeric answers allowed (in AED) | |
Policy Premium Payment Period | Select from drop-down list (e.g., Monthly, Bi-annually, Annually) | |
Premium Payment Records | pdf attachment | |
Outstanding Balances | Only numeric answers allowed (in AED) | |
Claims | ||
Loan (if applicable) | ||
Loan Date (if applicable) | dd/mm/yyyy | |
Loan Amount (if applicable) | Only numeric answers allowed | Number of approved claims last 12 months(in AED) |
Interest Rate (if applicable) | Only numeric answers allowed | Total value of claims last 12 months(%) |
Repayment Schedule (if applicable) | Only numeric answers allowed (in AED) | Total value of approved claims last 12 monthsyears) |
Outstanding Loan Balance (if applicable) | Only numeric answers allowed (in AED) | |
Number of claims last 36 months | Only numeric answers allowed | |
Number of approved claims last 36 months | Only numeric answers allowed | |
Benefit Payouts | ||
Benefit Payout Date 1 | dd/mm/yyyy | |
Benefit Payout Amount 1 | Only numeric answers allowed (in AED) | |
Benefit Payout Date 2 | dd/mm/yyyy | |
Benefit Payout Amount 2 | Only numeric answers allowed (in AED) | |
Claims | ||
Number of claims last 12 months | Only numeric answers allowed | |
Number of approved claims last 12 months | Only numeric answers allowed | |
Total value of claims last 36 months12 months | Only numeric answers allowed (in AED) | |
Total value of approved claims last 12 months | Only numeric answers allowed (in AED) | |
Number of claims last 36 months | Only numeric answers allowed | |
Number of approved claims last 36 months | Only numeric answers allowed | |
Total value of claims last 36 months | Only numeric answers allowed (in AED) | |
Total value of approved claims last 36 months | Only numeric answers allowed (in AED) | |
Claim 1 Date | dd/mm/yyyy | |
Claim 1 Description | Free-form | |
Claim 1 Status | Select from drop-down list (e.g., Submitted, Pending, Complete) | |
Claim 1 Amount | Only numeric answers allowed (in AED) | |
Deductible Amount 1 | Only numeric answers allowed (in AED) | |
Claim 2 Date | dd/mm/yyyy | |
Claim 2 Description | Free-form | |
Claim 2 Status | Select from drop-down list (e.g., Submitted, Pending, Complete) | |
Claim 2 Amount | Only numeric answers allowed (in AED) | |
Deductible Amount 2 | Only numeric answers allowed (in AED) | |
Previous Policies | ||
Previous Insurance Company 1 | Free-form | |
Previous Policy ID 1 | Depends on insurance company | |
Purchase Date | dd/mm/yyyy | |
Renewal Date 1 | dd/mm/yyyy | |
Renewal Date 2 | dd/mm/yyyy | |
Premium Amount | Only numeric answers allowed (in AED) | |
Deductible Amount (if any) | Only numeric answers allowed (in AED) | |
Coverage Type | Select from drop-down list (e.g., Full, Partial, Other) - may vary by insurance company | |
Adjustment Date 1 (if any) | dd/mm/yyyy | |
Premium Adjustment 1 (if any) | Only numeric answers allowed (in AED) | |
Coverage Adjustment 1 (if any) | Free-form | |
Reason for Adjustment 1 (if any) | Free-form | |
Adjustment Date 2 (if any) | dd/mm/yyyy | |
Premium Adjustment 2 (if any) | Only numeric answers allowed (in AED) | |
Coverage Adjustment 2 (if any) | Free-form | |
Reason for Adjustment 2 (if any) | Free-form | |
Loan Date (if applicable) | dd/mm/yyyy | |
Loan Amount (if applicable) | Only numeric answers allowed (in AED) | |
Interest Rate (if applicable) | Only numeric answers allowed (%) | |
Repayment Schedule (if applicable) | Only numeric answers allowed (in years) | |
Outstanding Loan Balance (if applicable) | Only numeric answers allowed (in AED) | |
Benefit Payout Date 1 | dd/mm/yyyy | |
Benefit Payout Amount 1 | Only numeric answers allowed (in AED) | |
Total value of approved claims last 36 monthsBenefit Payout Date 2 | dd/mm/yyyy | |
Benefit Payout Amount 2 | Only numeric answers allowed (in AED) | |
Claim 1 Termination Date | dd/mm/yyyy | |
Claim 1 DescriptionReason for Cancellation | Free-form | |
Claim 1 Status | Select from drop-down list (e.g., Submitted, Pending, Complete) | |
Claim 1 Amount | Only numeric answers allowed (in AED) | |
Refund Amount (if any) | Only numeric answers allowed (in AED) | |
Claim 2 DateSurrender Date (if applicable) | dd/mm/yyyy | |
Claim 2 Description | Free-form | |
Claim 2 Status | Select from drop-down list (e.g., Submitted, Pending, Complete) | |
Claim 2 AmountSurrender Amount (if applicable) | Only numeric answers allowed (in AED) | Deductible Amount 2|
Reason for Surrender | Free-form | |
Cash Value of Policy Paid to Policyholder | Only numeric answers allowed (in AED) |