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For LFIs, this is to ensure that the APIs they expose are consistent and thereby to remove the complexity and friction for TPPs in connecting to LFIs and consuming these APIs.
For TPPs, this is to ensure that they connect correctly to the APIs exposed by LFIs and thereby to reduce (and where possible remove) the possibility of TPPs raising complaints or disputes against LFIs regarding the consistency of their API implementations.
Wherever possible, the Open Finance Platform (OFP) will enforce conformance and reduce the ‘burden’ of certification activity, especially for LFIs.
The requirements below set out what each LFI and TPP must do in order to test and apply for certifications in order to prove their conformance.
2. LFI Certification
Wherever possible, the Open Finance Platform (OFP) will enforce conformance and reduce the ‘burden’ of certification activity for LFIs.
Subject to the requirements below, LFIs will:
be required to obtain the relevant certifications (as set out below) prior to Go Live for each version of the Standards;
be required to obtain a separate certification for each separate set of infrastructure (e.g. in cases where the LFI has different core systems, web and mobile apps for different brands and/or customer segments);
be required to renew their certification every time they introduce any new version of the Standards and/or every time they make any
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major changes to their infrastructure;
Be required to renew their certification from time to time at the discretion of the CBUAE; and
Be subject to ongoing monitoring and enforcement action by the CBUAE in case of changes which would
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render a previously obtained certification invalid.
2.1 LFI FAPI Certification
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3.4 TPP Operational Certification
TBC
4. Summary
TBC