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specUrlhttps://openfinanceuae.atlassian.net/wiki/download/attachments/101384275/uae-confirmation-of-payee-openapi.yaml?api=v2
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resourceTypeCONTENT
openapi: 3.0.0
info:
  title: UAE Confirmation of Payee API
  description: '## UAE Open Finance Confirmation of Payee API Specification'
  version: v1.0-draft4
tags:
  - name: Discovery Operations
    description: Discovery operations and resources
  - name: Confirmation Operations
    description: Verification Payee confirmation operations and resources
paths:
  /confirmation-of-payee/discovery:
    post:
      tags:
        - Confirmation DiscoveryOperations
      operationId: >-
        ConfirmationOfPayeeDiscovery_unsignedDiscoveryRequest_ConfirmationOfPayeeDiscovery_signedDiscoveryRequestConfirmationOfPayeeConfirmation_signedConfirmationRequest
      summary: DiscoverConfirm the account details LFIare thatcorrect willbased confirmon the payeeparameters attributessupplied
      description: >-
        BeforeProvide athe Confirmationproperties ofthat Payeecan (CoP)be operationused takesto placeverify the TPPpayee willaccount.


      need to resolveAt the LFI thatversion 1.0.0 this will servicebe the account propertiesname and either IBAN or
    request. This requirement is basedAccount onNumber. theFuture separationversion of concernsthis API may support verification
    implemented in the OFP, whichthrough ensuresother thatidentifiers.
the APIs for a given LFI areparameters:
        always- physical seperated.$ref: '#/components/parameters/Authorization'
        -  At version 1.0.0 the TPP will call this endpoint with the account IBAN,
        which will be used to resolve the correct URL with which to make the CoP
        operation.$ref: '#/components/parameters/x-customer-user-agent'
        parameters:
        - $ref: '#/components/parameters/Authorizationx-fapi-auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-userip-agentaddress'
        - $ref: '#/components/parameters/x-fapi-authinteraction-date'
id'
      responses:
       - $ref'200':
'#/components/parameters/x-fapi-customer-ip-address'         - $refdescription: '#/components/parameters/x-fapi-interaction-id'
  The request has succeeded.
   responses:       headers:
 '200':           descriptionx-fapi-interaction-id:
The request has succeeded.           contentrequired: false
             application/json; charset=utf-8 description: An RFC4122 UID used as a correlation id.
              schema:
                $ref: '#/components/schemas/AEVerificationDiscoveryResponse'type: string
          content:
            application/jsonjwt:
              schema:
                $ref: '#/components/schemas/AEVerificationDiscoveryResponseNameConfirmationResponseBodySigned'
        '400':
   application/jwt:               schemadescription:                 $ref: >-
                  #/components/schemas/DiscoverVerificationSourceResponseBodySignedBad request
          headers:
            x-fapi-interaction-id:
              required: falsetrue
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '400':
          description: Bad request
          content:
            application/json; charset=utf-8jwt:
              schema:
                $ref: '#/components/schemas/AEErrorResponseAEErrorSignedResponse'
        '401':
   application/json:       description: Unauthorized
      schema:    headers:
            $ref: '#/components/schemas/AEErrorResponse'
            application/jwt:
              schema:
                $ref: '#/components/schemas/AEErrorSignedResponse'
          headers:
            xx-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '401403':
          description: UnauthorizedForbidden
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
          '403'content:
            descriptionapplication/jwt:
Forbidden           content:   schema:
         application/json; charset=utf-8:      $ref: '#/components/schemas/AEErrorSignedResponse'
        schema'404':
          description: Not found
   $ref: '#/components/schemas/AEErrorResponse'      headers:
      application/json:       x-fapi-interaction-id:
       schema:       required: true
        $ref: '#/components/schemas/AEErrorResponse'     description: An RFC4122 UID used as a  application/jwt:correlation id.
              schema:
                $reftype: '#/components/schemas/AEErrorSignedResponse'string
          headers'405':
            x-fapi-interaction-iddescription: Method Not Allowed
           requiredheaders:
true            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '404406':
          description: Not foundAcceptable
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '405415':
          description: MethodUnsupported NotMedia AllowedType
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '406429':
          description: NotToo Many AcceptableRequests
          headers:
            x-fapi-interaction-idretry-after:
              required: true
              description: AnNumber RFC4122in UIDseconds usedto as a correlation id.
wait
              schema:
                type: stringinteger
        '415':           description: Unsupported Media Type
          headers:format: int64
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '429500':
          description: TooInternal ManyServer RequestsError
          headers:
            retry-afterx-fapi-interaction-id:
              required: true
              description: Number in seconds to wait An RFC4122 UID used as a correlation id.
              schema:
                type: integer string
          content:
            formatapplication/jwt:
 int64             x-fapi-interaction-id:schema:
                required: true$ref: '#/components/schemas/AEErrorSignedResponse'
      requestBody:
        descriptionrequired: Antrue
RFC4122 UID used as a correlation id.  content:
          application/jwt:
 schema:           schema:
     type: string        $ref: '500'#/components/schemas/NameConfirmationRequestBodySigned'
      security:
        -  descriptionTPPOAuth2Security:
Internal Server Error          - content:openid
            application/json; charset=utf-8:- confirmation-of-payee
  /discovery:
    post:
      schematags:
        - Discovery Operations
      $refoperationId: '#/components/schemas/AEErrorResponse'ConfirmationOfPayeeDiscovery_signedDiscoveryRequest
      summary: Discover the LFI that will confirm application/json:the payee attributes
      description: >-
    schema:    Before a Confirmation of Payee (CoP) operation takes place the TPP will
 $ref: '#/components/schemas/AEErrorResponse'      need to resolve the LFI that will application/jwt:service the account properties
        request. This requirement schema:is based on the separation of concerns
        implemented in $ref: '#/components/schemas/AEErrorSignedResponse'
          headers:the OFP, which ensures that the APIs for a given LFI are
        always physically separated.


x-fapi-interaction-id:        At version 1.0.0 the TPP will call required:this trueendpoint with the account IBAN,
        which will description:be Anused RFC4122to UIDresolve usedthe ascorrect aURL correlationwith id.which to make the CoP
        operation.
 schema:     parameters:
        -   type$ref: string'#/components/parameters/Authorization'
      requestBody:  - $ref: '#/components/parameters/x-customer-user-agent'
    content:    -       application/json; charset=utf-8:$ref: '#/components/parameters/x-fapi-auth-date'
        -    schema:
$ref: '#/components/parameters/x-fapi-customer-ip-address'
        -     $ref: '#/components/schemas/AEVerificationDiscoveryRequestparameters/x-fapi-interaction-id'
      responses:
   application/json:     '200':
       schema   description: The request has succeeded.
          $refheaders:
'#/components/schemas/AEVerificationDiscoveryRequest'            application/jwt:x-fapi-interaction-id:
              schemarequired: false
              $refdescription: '#/components/schemas/DiscoverVerificationSourceRequestBodySigned' An RFC4122 UID used as a correlation id.
              securityschema:
        -  TPPOAuth2Security:      type: string
     - openid    content:
        - confirmation-of-payee   /confirmation-of-payee/verification:application/jwt:
     post:         tagsschema:
        - Verification       operationId$ref: >-
        ConfirmationOfPayeeVerification_unsignedVerificationRequest_ConfirmationOfPayeeVerification_signedVerificationRequest       summary: Verify the account details based on the parameters supplied
   #/components/schemas/DiscoverConfirmationSourceResponseBodySigned
        '400':
   description: >-      description: Bad request
Provide the properties that can be used to verify the payeeheaders:
account.           At version 1.0.0 this will be the account name and IBAN. Future version x-fapi-interaction-id:
              required: true
   of this API may support verification through other identifiers.   description: An RFC4122 UID parameters:used as a correlation   id.
  - $ref: '#/components/parameters/Authorization'         - $refschema:
'#/components/parameters/x-customer-user-agent'         - $ref: '#/components/parameters/x-fapi-auth-date'     type: string
  - $ref: '#/components/parameters/x-fapi-customer-ip-address'      content:
   - $ref: '#/components/parameters/x-fapi-interaction-id'       responsesapplication/jwt:
        '200':      schema:
    description: The request has succeeded.           content$ref: '#/components/schemas/AEErrorSignedResponse'
        '401':
  application/json; charset=utf-8:       description: Unauthorized
      schema:    headers:
            $ref: '#/components/schemas/AENameVerificationResponse'x-fapi-interaction-id:
              application/jsonrequired: true
              schemadescription: An RFC4122 UID used as a correlation id.
         $ref: '#/components/schemas/AENameVerificationResponse'    schema:
        application/jwt:        type:  string
    schema:    '403':
            $refdescription: '#/components/schemas/NameVerificationSignedResponse'Forbidden
          headers:
            x-fapi-interaction-id:
              required: falsetrue
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '400':
          description: Bad request
          content:
            application/json; charset=utf-8jwt:
              schema:
                $ref: '#/components/schemas/AEErrorResponseAEErrorSignedResponse'
        '404':
    application/json:      description: Not found
      schema:    headers:
            $ref: '#/components/schemas/AEErrorResponse'x-fapi-interaction-id:
              application/jwtrequired: true
              schemadescription: An RFC4122 UID used as a correlation id.
              schema:
      $ref: '#/components/schemas/AEErrorSignedResponse'          type: string
        '405':
          description: Method Not Allowed
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '401406':
          description: Not UnauthorizedAcceptable
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '403415':
          description: Unsupported ForbiddenMedia Type
          contentheaders:
            application/json; charset=utf-8x-fapi-interaction-id:
              schemarequired: true
              description: $ref: '#/components/schemas/AEErrorResponse'
     An RFC4122 UID used as a correlation id.
      application/json:
              schema:
                $reftype: '#/components/schemas/AEErrorResponse'string
            application/jwt'429':
              schemadescription: Too                $ref: '#/components/schemas/AEErrorSignedResponse'Many Requests
          headers:
            x-fapi-interaction-idretry-after:
              required: true
              description: AnNumber RFC4122in UIDseconds usedto aswait
a correlation id.               schema:
                type: stringinteger
        '404':           descriptionformat: Not found
    int64
     headers:             x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '405500':
          description: MethodInternal NotServer AllowedError
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
          '406'content:
            descriptionapplication/jwt:
  Not Acceptable           headersschema:
            x-fapi-interaction-id:    $ref: '#/components/schemas/AEErrorSignedResponse'
      requestBody:
  required: true     required: true
        descriptioncontent:
An  RFC4122 UID used as a correlation id.  application/jwt:
            schema:
                type$ref: string'#/components/schemas/DiscoverConfirmationSourceRequestBodySigned'
        '415'security:
        -  descriptionTPPOAuth2Security:
Unsupported Media Type          - headers:openid
            x-fapi confirmation-interactionof-idpayee
components:
  parameters:
    Authorization:
      requiredname: trueauthorization
      in: header
      descriptionrequired: true
      description: An RFC4122authorization UIDToken used as a correlation id.per https://tools.ietf.org/html/rfc6750
      schema:
        schematype: string
    x-customer-user-agent:
      name: x-customer-user-agent
  type: string   in: header
    '429':  required:  false
      description: Indicates Toothe Manyuser-agent Requeststhat the User is using.
      headersschema:
        type: string
  retry-after  x-fapi-auth-date:
      name: x-fapi-auth-date
      requiredin: trueheader
      required: false
      description: Number>-
in seconds to wait     The time when the User last logged in with the schema:TPP. 

        All dates in the HTTP headers type:are integerrepresented as RFC 7231 Full Dates. An
        example is formatbelow: int64

        Sun, 10 Sep  x-fapi-interaction-id:
2017 19:43:31 UTC
             required: trueschema:
              descriptiontype: Anstring
RFC4122 UID used as a correlation id.  pattern: >-
           schema:^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2}
                type: string(Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4}
          '500':
   \d{2}:\d{2}:\d{2} (GMT|UTC)$
    x-fapi-customer-ip-address:
      descriptionname: Internal Server Errorx-fapi-customer-ip-address
      in: header
      contentrequired: false
      description: The User's IP address application/json; charset=utf-8:
       if the User is currently logged in with the TPP.
      schema:
        type: string
      $ref: '#/components/schemas/AEErrorResponse'x-fapi-interaction-id:
      name: x-fapi-interaction-id
      application/jsonin: header
      required: false
      schemadescription: An RFC4122 UID used as a correlation id.
      schema:
   $ref: '#/components/schemas/AEErrorResponse'    type: string
  schemas:
    application/jwtAEAccountConfirmationRequest:
      type: object
      schemarequired:
        - Data
      $refproperties:
'#/components/schemas/AEErrorSignedResponse'           headersData:
            x-fapi-interaction-id:
$ref: '#/components/schemas/AEAccountConfirmationRequestProperties'
      additionalProperties: false
     requiredAEAccountConfirmationRequestProperties:
true      oneOf:
        description- $ref: An RFC4122 UID used as a correlation id.
   '#/components/schemas/AEIbanConfirmationProperties'
        - $ref: '#/components/schemas/AEAccountNumberConfirmationProperties'
      discriminator:
   schema:     propertyName: IdentificationType
        mapping:
 type:  string       requestBody:UAEOF.IBAN: '#/components/schemas/AEIbanConfirmationProperties'
        content:  UAEOF.AccountNumber: '#/components/schemas/AEAccountNumberConfirmationProperties'
    AEAccountConfirmationResponse:
  application/json; charset=utf-8:   type: object
      required:
 schema:       - Data
      $ref: '#/components/schemas/AENameVerificationRequest'
  - Links
        application/json:- Meta
      properties:
    schema:    Data:
          $ref: '#/components/schemas/AENameVerificationRequestAEAccountConfirmationResponseProperties'
        Links:
 application/jwt:         $ref: '#/components/schemas/LinksSelf'
   schema:     Meta:
          $ref: '#/components/schemas/NameVerificationRequestBodySignedMeta'
      securityadditionalProperties: false
    AEAccountConfirmationResponseProperties:
  - TPPOAuth2Security:   type: object
      required:
 - openid      - AccountNameMatchIndicator
     - confirmation-of-payee
components: properties:
   parameters:     AuthorizationAccountNameMatchIndicator:
      name:  authorization  $ref: '#/components/schemas/AEAccountNameMatchIndicators'
   in: header    MaskedAccountName:
  required: true       descriptiontype: Anstring
authorization Token as per https://tools.ietf.org/html/rfc6750       schemaminLength: 1
       type: string  maxLength: 70
 x-customer-user-agent:       name: x-customer-user-agent  description: >-
      in: header     The masked required:matched falseaccount name. This is provided to allow description:the IndicatesUser
the user-agent that the User is using.      to schema:review the account name return from the Confirmation operation.
type: string     x-fapi-auth-dateadditionalProperties: false
     nameAEAccountDiscoveryByBankCode:
x-fapi-auth-date       intype: headerobject
      required:
false       description: >- IdentificationType
        The- timeBankCode
when the User last logged in withproperties:
the TPP.       IdentificationType:
   All dates in the HTTP headers are representedtype: asstring
RFC 7231 Full Dates.    An   enum:
     example is below:     - UAEOF.BankCode
    Sun, 10 Sep 2017 19:43:31 UTCBankCode:
          schematype: string
          type: stringpattern: ^[0-9]{3}$
          patterndescription: >-
          ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2}
          (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4}  Bank identification code issued by CBUAE that identifies the LFI at
             \d{2}:\d{2}:\d{2} (GMT|UTC)$which the account is held
      additionalProperties: false
    x-fapi-customer-ip-addressAEAccountDiscoveryByIban:
      nametype: x-fapi-customer-ip-addressobject
      inrequired:
header        required:- falseIdentificationType
      description: The User's- IPIdentification
address if the User is currently loggedproperties:
in with the TPP.     IdentificationType:
 schema:         type: string
    x-fapi-interaction-id:       name: x-fapi-interaction-idenum:
      in: header     - UAEOF.IBAN
required: false       description: An RFC4122 UID used as a correlation id.Identification:
          schematype:  string
      type: string   schemasminLength: 1
   AEAccountDiscovery:       typemaxLength: object400
      required:    description: >-
   - IdentificationType        Identification -for Accountthe account assigned by the LFI based properties:on the
       IdentificationType:     Account Scheme Name, and as understood type:by stringthe payer. This
        enum:    identification is known by the User account owner.  -For UAEOF.IBAN, refer
       Account:     to the ISO    $ref: '#/components/schemas/AEAccountIdentification'Standard 13616.
      additionalProperties: false
    AEAccountIdentificationAEAccountNameConfirmationProperties:
      typeoneOf:
object       required: - $ref: '#/components/schemas/AEPersonalAccountNameConfirmationProperties'
     - Identification  - $ref: '#/components/schemas/AEBusinessAccountNameConfirmationProperties'
  properties:  AEAccountNameMatchIndicators:
      Identificationtype: string
      enum:
  type: string     - UAEOF.ConfirmationOfPayee.Yes
    minLength: 1   - UAEOF.ConfirmationOfPayee.No
      maxLengthdescription: 400>-
        Indicator for description:whether >-the payee name is matched with the account name
    Identification for the account assignedheld byat the LFI
based on the  AEAccountNumberConfirmationProperties:
      type: object
  Account Scheme Name. This identificationrequired:
is known by the User 1   - IdentificationType
        account- owner.Identification
For IBAN, refer to the ISO Standard 13616. - BankCode
    additionalProperties: false     AEAccountVerificationProperties:
      type: object
      required:
        - IdentificationType
        - Identification
        - Name
      properties:
        IdentificationType:
          type: string
          enum:
            - UAEOF.IBANAccountNumber
        Identification:
          type: string
          minLength: 1
          maxLength: 400
          description: >-
            Identification for the account assigned by the LFI based on the
            Account Scheme Name, and as understood by the payer. This
identification is known by the User 1      identification is known by the User  account owner. For IBAN, refer
 to the ISO Standard 13616.       to the Name:ISO Standard 13616.
        typeBankCode:
string           minLengthtype: 1string
          maxLengthpattern: 70^[0-9]{3}$
          description: >-
            TheBank accountidentification namecode isissued theby nameCBUAE orthat namesidentifies of the UserLFI accountat
owner(s)            which representedthe ataccount anis accountheld
level, as displayed by the LFI's online  Name:
          channels. Note$ref: The account name is not the product name or the'#/components/schemas/AEAccountNameConfirmationProperties'
      additionalProperties: false
    AEBusinessAccountNameConfirmationProperties:
      type: object
nickname of the account.   required:
   additionalProperties: false    - AEError:BusinessName
      typeproperties:
 object       requiredBusinessName:
        - Code type: string
      - Message   minLength: 1
  properties:        maxLength: Code:140
          allOfdescription: The business name of the account holder, as understood by the payer
- $ref: '#/components/schemas/AEErrorCode'
          description: LowThe levelproperties textualrequired errorto code, e.g., UAEOF.Field.Missing
verify a business account
       MessageadditionalProperties: false
    AEConfirmationDiscovery:
    type: string oneOf:
        - minLength$ref: 1'#/components/schemas/AEAccountDiscoveryByIban'
        -  maxLength$ref: 500'#/components/schemas/AEAccountDiscoveryByBankCode'
      discriminator:
   description: >-    propertyName: IdentificationType
       A descriptionmapping:
of the error that occurred. e.g., 'A mandatory field  UAEOF.IBAN: '#/components/schemas/AEAccountDiscoveryByIban'
          isn't supplied' or 'RequestedExecutionDateTime must be in future'
UAEOF.BankCode: '#/components/schemas/AEAccountDiscoveryByBankCode'
    AEConfirmationDiscoveryRequest:
      type: object
    UAEOF doesn't standardiserequired:
this field       - Data
Path:      properties:
    type: string   Data:
       minLength: 1   $ref: '#/components/schemas/AEConfirmationDiscovery'
      maxLengthadditionalProperties: 500false
    AEConfirmationDiscoveryResponse:
      descriptiontype: >-object
      required:
     Recommended but optional reference- toData
the JSON Path of the field   - Links
        with- error, e.g., Data.Initiation.InstructedAmount.CurrencyMeta
      properties:
   Url:           typeData:
string           description$ref: >-'#/components/schemas/AEConfirmationSourceProperties'
        Links:
   URL to help remediate the problem, or provide more information, or$ref: '#/components/schemas/LinksSelf'
        Meta:
     to API Reference, or help etc
      description: Error $ref: '#/components/schemas/Meta'
      additionalProperties: false
    AEErrorCodeAEConfirmationSourceProperties:
      type: stringobject
      enumrequired:
        - UAEOF.AccessToken.UnauthorizedAuthorizationServerUrl
        - UAEOF.AccessToken.InvalidScopeResourceServerUrl
      properties:
 - UAEOF.Consent.Revoked      AuthorizationServerUrl:
  - UAEOF.Consent.TransientAccountAccessFailure       type: string
- UAEOF.Consent.AccountTemporarilyBlocked         - UAEOF.Consent.PermanentAccountAccessFailureminLength: 1
          maxLength: 500
- UAEOF.Consent.Invalid         description: >-
UAEOF.JWS.InvalidSignature         - UAEOF.JWS.Malformed  Authorization Server URL at which an Access - UAEOF.JWS.InvalidClaim
 Token to invoke the
      - UAEOF.JWS.InvalidHeader     Confirmation of Payee operation -should UAEOF.GenericRecoverableErrorbe sought
       - UAEOF.GenericErrorResourceServerUrl:
        - UAEOF.JWE.DecryptionError type: string
      - UAEOF.JWE.InvalidHeader   minLength: 1
    - UAEOF.Event.UnexpectedEvent     maxLength: 500
  - UAEOF.Body.InvalidFormat        description: >-
UAEOF.Resource.InvalidResourceId          - UAEOF.Resource.InvalidFormat
  Resource Server URL at which the Confirmation of Payee operation
            should be invoked
      - UAEOF.Consent.BusinessRuleViolationadditionalProperties: false
    AEErrorResponseAEError:
      type: object
      required:
        - ErrorsCode
      properties:  - Message
      Errorsproperties:
          typeCode:
array          allOf:
items:            - $ref: '#/components/schemas/AEErrorAEErrorCode'
          minItemsdescription: 1Low level textual error code, e.g., UAEOF.Field.Missing
description: >-       Message:
 An array of detail error codes, and messages, and URLstype: tostring
documentation         to helpminLength: remediation.1
      additionalProperties: false   maxLength: 500
   AEErrorSignedResponse:       typedescription: >-
  object        required:  A description of the error that  - issoccurred. e.g., 'A mandatory field
         - exp  isn't supplied' or 'RequestedExecutionDateTime must be in -future'
nbf
        - message   UAEOF doesn't standardise this properties:field
        issPath:
          type: string
          minLength: 1
          maxLength: 500
          description: >-
            Recommended but optional reference  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
    to the JSON Path of the field
   exp:         with  type: numbererror, e.g., Data.Initiation.InstructedAmount.Currency
          descriptionUrl:
>-          type:   [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)string
          nbfdescription: >-
         type: number  URL to help remediate the problem, or provide more description: >-information, or
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
    to API Reference, or help etc
   aud:   description: Error
      typeadditionalProperties: false
array    AEErrorCode:
      itemstype: string
      enum:
    type: string   - UAEOF.AccessToken.Unauthorized
       description: >-- UAEOF.AccessToken.InvalidScope
        - UAEOF.Consent.Revoked
    [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)    - UAEOF.Consent.TransientAccountAccessFailure
        - UAEOF.Consent.AccountTemporarilyBlocked
        - UAEOF.Consent.PermanentAccountAccessFailure
iat:        - UAEOF.Consent.Invalid
 type: number      - UAEOF.JWS.InvalidSignature
   description: >-    - UAEOF.JWS.Malformed
       [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6) - UAEOF.JWS.InvalidClaim
        - UAEOF.JWS.InvalidHeader
        message:- UAEOF.GenericRecoverableError
        - $ref: '#/components/schemas/AEErrorResponse'UAEOF.GenericError
       description: Signed error response payload- UAEOF.JWE.DecryptionError
        additionalProperties: false- UAEOF.JWE.InvalidHeader
    AENameVerificationRequest:    - UAEOF.Event.UnexpectedEvent
 type: object       required:- UAEOF.Body.InvalidFormat
        - DataUAEOF.Resource.InvalidResourceId
      properties:  - UAEOF.Resource.InvalidFormat
     Data:   - UAEOF.Consent.BusinessRuleViolation
    AEErrorResponse:
 $ref: '#/components/schemas/AEAccountVerificationProperties'    type: object
 additionalProperties: false     AENameVerificationResponserequired:
      type: object - Errors
    required:  properties:
      - Data Errors:
       - Links  type: array
   properties:       items:
 Data:           $ref: '#/components/schemas/AEVerifiedPropertiesAEError'
        Links:  minItems: 1
       $refdescription: '#/components/schemas/LinksSelf'>-
      additionalProperties: false An array of detail AEOkResponse:error codes, and messages, and URLs to type:documentation
object       additionalProperties: falseto     AEVerificationDiscovery:help remediation.
      $refadditionalProperties: '#/components/schemas/AEAccountDiscovery'false
    AEVerificationDiscoveryRequestAEErrorSignedResponse:
      type: object
      required:
        - iss
Data       properties: - exp
      Data:  - nbf
       $ref: '#/components/schemas/AEVerificationDiscovery' - message
      additionalPropertiesproperties: false
    AEVerificationDiscoveryResponse:    iss:
  type: object       requiredtype: string
       - Data  description: >-
     - Links       properties:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        Dataexp:
          $reftype: '#/components/schemas/AEVerificationSourceProperties'number
          Linksdescription: >-
            $ref: '#/components/schemas/LinksSelf'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
      additionalProperties: false nbf:
   AEVerificationSourceProperties:       type: number
   object       requireddescription: >-
         - VerificationUrl
      properties:  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
           VerificationUrlaud:
          type: stringarray
          minLengthitems:
 1           maxLengthtype: 500string
          description: URL>-
at which the Confirmation of Payee operation should be invokved       additionalProperties: false
    AEVerifiedProperties:
      type: object
      required:
        - AccountNameMatched
      properties:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
          AccountNameMatchediat:
          type: booleannumber
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
    Indicator for whether the payeemessage:
name is matched with the account     $ref: '#/components/schemas/AEErrorResponse'
      namedescription: heldSigned aterror theresponse LFIpayload
      additionalProperties: false
    DiscoverVerificationSourceRequestBodySignedAEIbanConfirmationProperties:
      type: object
      required:
        - issIdentificationType
        - expIdentification
        - nbf
        - messageName
      properties:
        issIdentificationType:
          type: string
          descriptionenum:
>-             [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)- UAEOF.IBAN
        expIdentification:
          type: numberstring
          description: >-
 minLength: 1
          maxLength: 400
          [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)description: >-
        nbf:    Identification for the account assigned by the type:LFI numberbased on the
        description: >-   Account Scheme Name, and as understood by the   [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)payer. This
            aud:identification is known by the User account owner. For IBAN, refer
type: array           items:to the ISO Standard 13616.
        typeName:
string           description: >-$ref: '#/components/schemas/AEAccountNameConfirmationProperties'
      additionalProperties: false
     [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)AEPersonalAccountNameConfirmationProperties:
        iattype: object
        required:
type: number       - GivenName
  description: >-     - LastName
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)properties:
        messageGivenName:
          $reftype: '#/components/schemas/AEVerificationDiscoveryRequest'string
      additionalProperties: false   minLength: 1
DiscoverVerificationSourceResponseBodySigned:       type: object  maxLength: 70
   required:       description:  >-
iss         - exp  The given or first name of the -account nbfholder, as understood by the
    - message       properties:payer
        issLastName:
          type: string
          descriptionminLength: >-1
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
maxLength: 70
       exp:   description: >-
      type: number     The family or surname of the description: >-
   account holder, as understood by the
        [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)    payer
    nbf:  description: The properties required to verify a personal account
type: number     additionalProperties: false
    descriptionDiscoverConfirmationSourceRequestBodySigned:
>-      type: object
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)required:
        - iss
        - exp
        - aud:nbf
        - message
type:  array    properties:
      items:  iss:
          type: string
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.31](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.31)
        iatexp:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.64](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        message:
          $ref: '#/components/schemas/AEVerificationDiscoveryResponse'
      additionalProperties: false
    DiscoverVerificationSourceSignedRequest:
      type: object4)
        requirednbf:
        - requestBody type: number
    properties:      description: >-
 requestBody:           $ref: '#/components/schemas/DiscoverVerificationSourceRequestBodySigned'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
      additionalProperties: false aud:
   DiscoverVerificationSourceSignedResponse:       type: objectarray
      required:    items:
    - response       propertiestype: string
       response:   description: >-
      $ref: '#/components/schemas/DiscoverVerificationSourceResponseBodySigned'       allOf:
        - $ref: '#/components/schemas/AEOkResponse'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
      additionalProperties: false iat:
   DiscoverVerificationSourceUnsignedRequest:       type: objectnumber
      required:    description: >-
    - requestBody       properties:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        requestBodymessage:
          $ref: '#/components/schemas/AEVerificationDiscoveryRequestAEConfirmationDiscoveryRequest'
      additionalProperties: false
    DiscoverVerificationSourceUnsignedResponseDiscoverConfirmationSourceResponseBodySigned:
      type: object
      required: object
      required:
- response       properties:- iss
       response: - exp
        $ref: '#/components/schemas/AEVerificationDiscoveryResponse'- nbf
      allOf:  - message
     - $refproperties: '#/components/schemas/AEOkResponse'
        additionalPropertiesiss: false

   LinksSelf:       type: string
object       required:   description: >-
    - Self       properties:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        Selfexp:
          $reftype: '#/components/schemas/Self' number
          description: >-
 Links relevant to the resource       additionalProperties: false[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        NameVerificationRequestBodySignednbf:
          type: objectnumber
      required:    description: >-
   - iss         - exp[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
        -aud:
nbf         - messagetype: array
     properties:       items:
 iss:           type: string
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.13](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.13)
        expiat:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.46](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4).1.6)
        message:
          $ref: '#/components/schemas/AEConfirmationDiscoveryResponse'
      additionalProperties: false
    LinksSelf:
      type: object
      required:
        - Self
      properties:
        nbfSelf:
           type: number$ref: '#/components/schemas/Self'
      description: Links relevant to the resource
      additionalProperties: false
    descriptionMeta:
>-      type: object
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
 description: Metadata relevant to the resource
      audadditionalProperties: false
    NameConfirmationRequestBodySigned:
      type: object
   array   required:
       items: - iss
        - exp
type: string       - nbf
  description: >-     - message
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)properties:
        iatiss:
          type: numberstring
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.61](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        message:
          $ref: '#/components/schemas/AENameVerificationRequest'
      additionalProperties: false
    NameVerificationResponseBodySigned:1)
        typeexp:
object       required:   type: number
    - iss     description: >-
  - exp         - nbf
        - message
      properties:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        issnbf:
          type: stringnumber
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.15](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.15)
        exp:  aud:
          type: array
          items:
            type: numberstring
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.43](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.43)
        nbfiat:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.56](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.56)
        audmessage:
          type$ref: array'#/components/schemas/AEAccountConfirmationRequest'
      additionalProperties: false
  items  NameConfirmationResponseBodySigned:
      type: object
     type: string required:
        - iss
       description: >-- exp
        - nbf
        [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)- message
      properties:
        iatiss:
          type: numberstring
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.61](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.61)
        messageexp:
          $reftype: '#/components/schemas/AENameVerificationResponse'
 number
    additionalProperties: false     NameVerificationSignedRequestdescription: >-
     type: object       required:
        - requestBody
      properties:
        requestBody:
          $ref: '#/components/schemas/NameVerificationRequestBodySigned'
      additionalProperties: false[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        NameVerificationSignedResponsenbf:
  
   type: object       requiredtype:   number
     - response       propertiesdescription: >-
       response:           $ref: '#/components/schemas/NameVerificationSignedResponse'
      allOf:
        - $ref: '#/components/schemas/AEOkResponse'
[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
     additionalProperties: false     NameVerificationUnsignedRequest:
  aud:
   type: object       requiredtype: array
       - requestBody  items:
    properties:        type: requestBody:string
          $refdescription: '#/components/schemas/AENameVerificationRequest'>-
      additionalProperties: false     NameVerificationUnsignedResponse:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
      type: object iat:
     required:     type: number
  - response       propertiesdescription: >-
       response:           $ref: '#/components/schemas/AENameVerificationResponse'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        allOfmessage:
         - $ref: '#/components/schemas/AEOkResponseAEAccountConfirmationResponse'
      additionalProperties: false
    Self:
      type: string
      format: uri
      description: A link to the current resource
  securitySchemes:
    TPPOAuth2Security:
      type: oauth2
      description: >-
        TPP confidential client authorization with the LFI to stage a consent.
        **Please refer to [OpenID FAPI Security Profile 1.0 -Part 2
        Advanced](https://openid.net/specs/openid-financial-api-part-2-1_0.html#authorization-server)
        - 5.2.2 point 14 - shall authenticate the confidential client using one
        of the following methods private_key_jwt and [OpenID Connect Core
        1.0](https://openid.net/specs/openid-connect-core-1_0.html#ClientAuthentication)
        9. Client Authentication private_key_jwt**
      flows:
        clientCredentials:
          tokenUrl: https://authserver.example/token
          scopes:
            openid: Activates OpenID Connect Support
            confirmation-of-payee: Right to invoke a Confirmation of Payee operation
            accounts: Ability to read Accounts Information
            insurance: Right to read insurance policies
servers:
  - url: /open-finance/confirmation-of-payee/v1.0-draft4
    description: Default URL
    variables: {}

Attachments

The Confirmation of Payee OpenAPI description is attached, together with a spreadsheet that lists all properties by operation.

View file
nameuae-confirmation-of-payee.xlsx
View file
nameuae-confirmation-of-payee-openapi.yaml