MISR-1

Data Sharing Request

TPPs MUST:

1.1 Only request specific data in the scope of their service (or use case).

1.2 Only submit to OFP data sharing requests for the data clusters and permissions consented by the User as per the data sharing Consent authorized by the User.

MISR-2

Processing of Data Sharing Requests

OFP MUST:

2.1 Allow TPPs to submit data sharing requests in relation to a data sharing Consent authorized by Users, without any additional MFA or authorization by the Users.

2.2 Check that the received data sharing request relates to a valid data sharing Consent authorized by the User. The Consent MUST be in the Authorized state. The OFP MUST reject any data sharing requests related to a data sharing Consent in a different state (e.g. expired) and respond back to the TPP with the appropriate error message/code.

• 2.2.1 Provide single data sharing access to Consented information, only if the User has consented to a single use data sharing Consent.

2.3 Reject the data sharing request and provide the necessary error message to the TPP, if any checks on the data sharing request fail against the authorized data sharing Consent.

• 2.3.1 Only allow data sharing requests from TPPs for the data clusters and permissions consented by the User as per the data sharing Consent authorized by the User.

2.4 Send the data sharing requests to the LFI for the data clusters and permissions consented by the User as per the data sharing Consent authorized by the User.

LFIs MUST:

2.5 Allow the OFP to submit the data sharing requests without any additional MFA or authorization from the User.

2.6 Reject the data sharing request received by the OFP in case there are valid reasons for the data sharing Consent to be suspended as per https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1rc1standardsv1dot1final/pages/121372984210796838/Consent+Setup#4.-Consent-States or due to any other BAU checks failure.

2.7 Share data requested by the OFP in relation to the authorized data sharing Consent.

• 2.7.1 Ensure that the data provided to the OFP allows the TPPs to reconcile the account transactions received from the LFI.

OFP MUST:

2.8 Send an appropriate error response to the TPPs in case the data sharing request is rejected due to violating any of the LFIs BAU checks.

2.9 Provide the TPP with all the available data for the data clusters and permissions requested in relation to the data sharing Consent authorized by the User.

Property

Description

Basic Information

Customer ID

Depends on insurance company

Customer Full Name

Free-form

Customer Short Name

Free-form

Category / Segment

Depends on insurance company

Local Branch

Depends on insurance company

Primary Language

English / Arabic / Other

Billing Address

Address Line 1

Free-form

Address Line 2

Free-form

Address Line 3

Free-form

Postal Code

Only numeric answers allowed

Country

Select from list

State / Emirate

Select from list generated based on previous selection

City

Select from list generated based on previous selection

Permanent Address

Address Line 1

Free-form

Address Line 2

Free-form

Address Line 3

Free-form

Postal Code

Only numeric answers allowed

Country

Select from list

State / Emirate

Select from list generated based on previous selection

City

Select from list generated based on previous selection

Residential Address

Address Line 1

Free-form

Address Line 2

Free-form

Address Line 3

Free-form

Postal Code

Only numeric answers allowed

Country

Select from list

State / Emirate

Select from list generated based on previous selection

City

Select from list generated based on previous selection

Communication

Communication Type 1

Home / Mobile / Other

Communication Phone Number 1

Area code selection option and 9-10 additional digits permissablepermissible

Communication Type 2

Home / Mobile / Other

Communication Phone Number 2

Area code selection option and 9-10 additional digits permissablepermissible

Communication Type 3

Home / Mobile / Other

Communication Phone Number 3

Area code selection option and 9-10 additional digits permissablepermissible

Email ID

Must be a valid email address (i.e., include @ followed by domain)

Alternate Email ID

Must be a valid email address (i.e., include @ followed by domain)

Background and Family

Gender

Male/Female

Date of Birth

dd/mm/yyyy

Marital Status

Married/Single

Education Background

High School/ Bachelor's/ Masters/ PhD/ Other

Nationality

Select from list

Dual Nationality

Yes / No

Second Nationality (if applicable)

Select from list

Salutation

Mr./ Ms./ Mrs./ Dr./ Other

Country of Birth

Select from list

City of Birth

Select from list generated based on previous selection

Religion

Christian/ Muslim/ Jewish/ Hindu/ Buddhist/ Other

Mother's Maiden Name

Free-form

Spouse Name

Free-form

Spouse Date of Birth

dd/mm/yyyy

Spouse Employment Details

Employed/ Unemployed

Spouse Phone Number

Area code selection option and 9-10 additional digits permissablepermissible

Number of Children

Only numeric answers allowed

Employment

Profession

Free-form

Profession Description

Free-form

Employer Name

Free-form (or company name in case of self-employment)

Employer Address

Free-form (or company name in case of self-employment)

Employment Type

Select from list of options (e.g., Employed, Self-Employed, Retired, Unemployed)

Employment Location

Free-form

Nature of Business

Select from list of categories (e.g., Law, Finance, Medicine)

Designation

Free-form

Source of Income

Free-form (e.g. salary / dividends from ownership)

Income Currency

Select from a list of options (e.g., AED, USD, SAR)

Montly Monthly Income

Only numeric answers allowed (in AED)

Annual Income

Only numeric answers allowed (in AED)

Employment Start Date

dd/mm/yyyy

Identification

EID Number

Only 15 digits permissible

EID Expiry Date

dd/mm/yyyy

Passport Issue Country

Select from list

Passport Number

Alphanumeric identifier

Passport Issue Date

dd/mm/yyyy

Passport Expiry Date

dd/mm/yyyy

Visa Number

Only numeric answers allowed

Visa Issue Country

Select from list

Visa Issue Date

dd/mm/yyyy

Visa Expiry Date

dd/mm/yyyy

UAE Driving License Number

Only 7 digits permissible

UAE Driving License Issue Date

dd/mm/yyyy

UAE Driving License Issuing Emirate

Select from drop-down list (e.g., Dubai, Ajman, Abu Dhabi)

Mulkiya Card

pdf attachment

Home Country Driving License Number

Free-form

Bank Information

Bank Account Number

Free-form (may vary by bank and country)

IBAN

Free-form (may vary by bank and country)

Swift Code 

Free-form (may vary by bank and country)

Name on Account

Free-form

Bank Name

Free-form

Home Branch

Free-form (may vary by bank and country)

Type of Account

Free-form (may vary by bank and country)

Emergency Contacts

Emergency Contact 1 Name

Free-form

Emergency Contact 1 Relationship

Free-form

Emergency Contact 1 Phone Number

Area code selection option and 9-10 additional digits permissablepermissible

Emergency Contact 1 Email Address

Must be a valid email address (i.e., include @ followed by domain)

Emergency Contact 2 Name

Free-form

Emergency Contact 2 Relationship

Free-form

Emergency Contact 2 Phone Number

Area code selection option and 9-10 additional digits permissablepermissible

Emergency Contact 2 Email Address

Must be a valid email address (i.e., include @ followed by domain)