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specUrlhttps://openfinanceuae.atlassian.net/wiki/download/attachments/101384275/uae-confirmation-of-payee-openapi.yaml?api=v2
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resourceTypeCONTENT
openapi: 3.0.0
info:
  title: UAE Confirmation of Payee API
  description: '## UAE Open Finance Confirmation of Payee API Specification'
  version: v1.0-draft4
tags:
  - name: Discovery Operations
    description: Discovery operations and resources
  - name: Confirmation Operations
    description: Verification Payee confirmation operations and resources
paths:
  /confirmation-of-payee/discovery:
    post:
      tags:
        - Confirmation DiscoveryOperations
      operationId: >-
        ConfirmationOfPayeeDiscovery_unsignedDiscoveryRequest_ConfirmationOfPayeeDiscovery_signedDiscoveryRequestConfirmationOfPayeeConfirmation_signedConfirmationRequest
      summary: DiscoverConfirm the account details LFIare thatcorrect willbased confirmon the payeeparameters attributessupplied
      description: >-
        BeforeProvide athe Confirmationproperties ofthat Payeecan (CoP)be operationused takesto placeverify the TPPpayee willaccount.


      need to resolveAt the LFI thatversion 1.0.0 this will servicebe the account propertiesname and either IBAN or
    request. This requirement is basedAccount onNumber. theFuture separationversion of concernsthis API may support verification
    implemented in the OFP, whichthrough ensuresother thatidentifiers.
the APIs for a given LFI areparameters:
        always- physical seperated.$ref: '#/components/parameters/Authorization'
        -  At version 1.0.0 the TPP will call this endpoint with the account IBAN,
        which will be used to resolve the correct URL with which to make the CoP
        operation.$ref: '#/components/parameters/x-customer-user-agent'
        parameters:
        - $ref: '#/components/parameters/Authorizationx-fapi-auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-userip-agentaddress'
        - $ref: '#/components/parameters/x-fapi-authinteraction-date'
id'
      responses:
       - $ref'200':
'#/components/parameters/x-fapi-customer-ip-address'         - $refdescription: '#/components/parameters/x-fapi-interaction-id'
  The request has succeeded.
   responses:       headers:
 '200':           descriptionx-fapi-interaction-id:
The request has succeeded.           contentrequired: false
             application/json; charset=utf-8 description: An RFC4122 UID used as a correlation id.
              schema:
                $ref: '#/components/schemas/AEVerificationDiscoveryResponse'type: string
          content:
            application/jsonjwt:
              schema:
                $ref: '#/components/schemas/AEVerificationDiscoveryResponseNameConfirmationResponseBodySigned'
        '400':
   application/jwt:               schemadescription:                 $ref: >-
                  #/components/schemas/DiscoverVerificationSourceResponseBodySignedBad request
          headers:
            x-fapi-interaction-id:
              required: falsetrue
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '400':
          description: Bad request
          content:
            application/json; charset=utf-8jwt:
              schema:
                $ref: '#/components/schemas/AEErrorResponseAEErrorSignedResponse'
        '401':
   application/json:       description: Unauthorized
      schema:    headers:
            $ref: '#/components/schemas/AEErrorResponse'
            application/jwt:
              schema:
                $ref: '#/components/schemas/AEErrorSignedResponse'
          headers:
            xx-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '401403':
          description: UnauthorizedForbidden
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
          '403'content:
            descriptionapplication/jwt:
Forbidden           content:   schema:
         application/json; charset=utf-8:      $ref: '#/components/schemas/AEErrorSignedResponse'
        schema'404':
          description: Not found
   $ref: '#/components/schemas/AEErrorResponse'      headers:
      application/json:       x-fapi-interaction-id:
       schema:       required: true
        $ref: '#/components/schemas/AEErrorResponse'     description: An RFC4122 UID used as a  application/jwt:correlation id.
              schema:
                $reftype: '#/components/schemas/AEErrorSignedResponse'string
          headers'405':
            x-fapi-interaction-iddescription: Method Not Allowed
           requiredheaders:
true            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '404406':
          description: Not foundAcceptable
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '405415':
          description: MethodUnsupported NotMedia AllowedType
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '406429':
          description: NotToo Many AcceptableRequests
          headers:
            x-fapi-interaction-idretry-after:
              required: true
              description: AnNumber RFC4122in UIDseconds usedto as a correlation id.
wait
              schema:
                type: stringinteger
        '415':           description: Unsupported Media Type
          headers:format: int64
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '429500':
          description: TooInternal ManyServer RequestsError
          headers:
            retry-afterx-fapi-interaction-id:
              required: true
              description: Number in seconds to wait An RFC4122 UID used as a correlation id.
              schema:
                type: integer string
          content:
            formatapplication/jwt:
 int64             x-fapi-interaction-id:schema:
                required: true$ref: '#/components/schemas/AEErrorSignedResponse'
      requestBody:
        descriptionrequired: Antrue
RFC4122 UID used as a correlation id.  content:
          application/jwt:
 schema:           schema:
     type: string        $ref: '500'#/components/schemas/NameConfirmationRequestBodySigned'
      security:
        -  descriptionTPPOAuth2Security:
Internal Server Error          - content:openid
            application/json; charset=utf-8:- confirmation-of-payee
  /discovery:
    post:
      schematags:
        - Discovery Operations
      $refoperationId: '#/components/schemas/AEErrorResponse'ConfirmationOfPayeeDiscovery_signedDiscoveryRequest
      summary: Discover the LFI that will confirm application/json:the payee attributes
      description: >-
    schema:    Before a Confirmation of Payee (CoP) operation takes place the TPP will
 $ref: '#/components/schemas/AEErrorResponse'      need to resolve the LFI that will application/jwt:service the account properties
        request. This requirement schema:is based on the separation of concerns
        implemented in $ref: '#/components/schemas/AEErrorSignedResponse'
          headers:the OFP, which ensures that the APIs for a given LFI are
        always physically separated.


x-fapi-interaction-id:        At version 1.0.0 the TPP will call required:this trueendpoint with the account IBAN,
        which will description:be Anused RFC4122to UIDresolve usedthe ascorrect aURL correlationwith id.which to make the CoP
        operation.
 schema:     parameters:
        -   type$ref: string'#/components/parameters/Authorization'
      requestBody:  - $ref: '#/components/parameters/x-customer-user-agent'
    content:    -       application/json; charset=utf-8:$ref: '#/components/parameters/x-fapi-auth-date'
        -    schema:
$ref: '#/components/parameters/x-fapi-customer-ip-address'
        -     $ref: '#/components/schemas/AEVerificationDiscoveryRequestparameters/x-fapi-interaction-id'
      responses:
   application/json:     '200':
       schema   description: The request has succeeded.
          $refheaders:
'#/components/schemas/AEVerificationDiscoveryRequest'            application/jwt:x-fapi-interaction-id:
              schemarequired: false
              $refdescription: '#/components/schemas/DiscoverVerificationSourceRequestBodySigned' An RFC4122 UID used as a correlation id.
              securityschema:
        -  TPPOAuth2Security:      type: string
     - openid    content:
        - confirmation-of-payee   /confirmation-of-payee/verification:application/jwt:
     post:         tagsschema:
        - Verification       operationId$ref: >-
        ConfirmationOfPayeeVerification_unsignedVerificationRequest_ConfirmationOfPayeeVerification_signedVerificationRequest       summary: Verify the account details based on the parameters supplied
   #/components/schemas/DiscoverConfirmationSourceResponseBodySigned
        '400':
   description: >-      description: Bad request
Provide the properties that can be used to verify the payeeheaders:
account.           At version 1.0.0 this will be the account name and IBAN. Future version x-fapi-interaction-id:
              required: true
   of this API may support verification through other identifiers.   description: An RFC4122 UID parameters:used as a correlation   id.
  - $ref: '#/components/parameters/Authorization'         - $refschema:
'#/components/parameters/x-customer-user-agent'         - $ref: '#/components/parameters/x-fapi-auth-date'     type: string
  - $ref: '#/components/parameters/x-fapi-customer-ip-address'      content:
   - $ref: '#/components/parameters/x-fapi-interaction-id'       responsesapplication/jwt:
        '200':      schema:
    description: The request has succeeded.           content$ref: '#/components/schemas/AEErrorSignedResponse'
        '401':
  application/json; charset=utf-8:       description: Unauthorized
      schema:    headers:
            $ref: '#/components/schemas/AENameVerificationResponse'x-fapi-interaction-id:
              application/jsonrequired: true
              schemadescription: An RFC4122 UID used as a correlation id.
         $ref: '#/components/schemas/AENameVerificationResponse'    schema:
        application/jwt:        type:  string
    schema:    '403':
            $refdescription: '#/components/schemas/NameVerificationSignedResponse'Forbidden
          headers:
            x-fapi-interaction-id:
              required: falsetrue
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '400':
          description: Bad request
          content:
            application/json; charset=utf-8jwt:
              schema:
                $ref: '#/components/schemas/AEErrorResponseAEErrorSignedResponse'
        '404':
    application/json:      description: Not found
      schema:    headers:
            $ref: '#/components/schemas/AEErrorResponse'x-fapi-interaction-id:
              application/jwtrequired: true
              schemadescription: An RFC4122 UID used as a correlation id.
              schema:
      $ref: '#/components/schemas/AEErrorSignedResponse'          type: string
        '405':
          description: Method Not Allowed
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '401406':
          description: Not UnauthorizedAcceptable
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '403415':
          description: Unsupported ForbiddenMedia Type
          contentheaders:
            application/json; charset=utf-8x-fapi-interaction-id:
              schemarequired: true
              description: $ref: '#/components/schemas/AEErrorResponse'
     An RFC4122 UID used as a correlation id.
      application/json:
              schema:
                $reftype: '#/components/schemas/AEErrorResponse'string
            application/jwt'429':
              schemadescription: Too                $ref: '#/components/schemas/AEErrorSignedResponse'Many Requests
          headers:
            x-fapi-interaction-idretry-after:
              required: true
              description: AnNumber RFC4122in UIDseconds usedto aswait
a correlation id.               schema:
                type: stringinteger
        '404':           descriptionformat: Not found
    int64
     headers:             x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '405500':
          description: MethodInternal NotServer AllowedError
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
          '406'content:
            descriptionapplication/jwt:
  Not Acceptable           headersschema:
            x-fapi-interaction-id:    $ref: '#/components/schemas/AEErrorSignedResponse'
      requestBody:
  required: true     required: true
        descriptioncontent:
An  RFC4122 UID used as a correlation id.  application/jwt:
            schema:
                type$ref: string'#/components/schemas/DiscoverConfirmationSourceRequestBodySigned'
        '415'security:
        -  descriptionTPPOAuth2Security:
Unsupported Media Type          - headers:openid
            x-fapi confirmation-interactionof-idpayee
components:
  parameters:
    Authorization:
      requiredname: trueauthorization
      in: header
      descriptionrequired: true
      description: An RFC4122authorization UIDToken used as a correlation id.per https://tools.ietf.org/html/rfc6750
      schema:
        schematype: string
    x-customer-user-agent:
      name: x-customer-user-agent
  type: string   in: header
    '429':  required:  false
      description: Indicates Toothe Manyuser-agent Requeststhat the User is using.
      headersschema:
        type: string
  retry-after  x-fapi-auth-date:
      name: x-fapi-auth-date
      requiredin: trueheader
      required: false
      description: Number>-
in seconds to wait     The time when the User last logged in with the schema:TPP. 

        All dates in the HTTP headers type:are integerrepresented as RFC 7231 Full Dates. An
        example is formatbelow: int64

        Sun, 10 Sep  x-fapi-interaction-id:
2017 19:43:31 UTC
             required: trueschema:
              descriptiontype: Anstring
RFC4122 UID used as a correlation id.  pattern: >-
           schema:^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2}
                type: string(Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4}
          '500':
   \d{2}:\d{2}:\d{2} (GMT|UTC)$
    x-fapi-customer-ip-address:
      descriptionname: Internal Server Errorx-fapi-customer-ip-address
      in: header
      contentrequired: false
      description: The User's IP address application/json; charset=utf-8:
       if the User is currently logged in with the TPP.
      schema:
        type: string
      $ref: '#/components/schemas/AEErrorResponse'x-fapi-interaction-id:
      name: x-fapi-interaction-id
      application/jsonin: header
      required: false
      schemadescription: An RFC4122 UID used as a correlation id.
      schema:
   $ref: '#/components/schemas/AEErrorResponse'    type: string
  schemas:
    application/jwtAEAccountConfirmationRequest:
      type: object
      schemarequired:
        - Data
      $refproperties:
'#/components/schemas/AEErrorSignedResponse'           headersData:
            x-fapi-interaction-id:
$ref: '#/components/schemas/AEAccountConfirmationRequestProperties'
      additionalProperties: false
     requiredAEAccountConfirmationRequestProperties:
true      oneOf:
        description- $ref: An RFC4122 UID used as a correlation id.
   '#/components/schemas/AEIbanConfirmationProperties'
        - $ref: '#/components/schemas/AEAccountNumberConfirmationProperties'
      discriminator:
   schema:     propertyName: IdentificationType
        mapping:
 type:  string       requestBody:UAEOF.IBAN: '#/components/schemas/AEIbanConfirmationProperties'
        content:  UAEOF.AccountNumber: '#/components/schemas/AEAccountNumberConfirmationProperties'
    AEAccountConfirmationResponse:
  application/json; charset=utf-8:   type: object
      required:
 schema:       - Data
      $ref: '#/components/schemas/AENameVerificationRequest'
  - Links
        application/json:- Meta
      properties:
    schema:    Data:
          $ref: '#/components/schemas/AENameVerificationRequestAEAccountConfirmationResponseProperties'
        Links:
 application/jwt:         $ref: '#/components/schemas/LinksSelf'
   schema:     Meta:
          $ref: '#/components/schemas/NameVerificationRequestBodySignedMeta'
      securityadditionalProperties: false
    AEAccountConfirmationResponseProperties:
  - TPPOAuth2Security:   type: object
      required:
 - openid      - AccountNameMatchIndicator
     - confirmation-of-payee
components: properties:
   parameters:     AuthorizationAccountNameMatchIndicator:
      name:  authorization  $ref: '#/components/schemas/AEAccountNameMatchIndicators'
   in: header    MaskedAccountName:
  required: true       descriptiontype: Anstring
authorization Token as per https://tools.ietf.org/html/rfc6750       schemaminLength: 1
       type: string  maxLength: 70
 x-customer-user-agent:       name: x-customer-user-agent  description: >-
      in: header     The masked required:matched falseaccount name. This is provided to allow description:the IndicatesUser
the user-agent that the User is using.      to schema:review the account name return from the Confirmation operation.
type: string     x-fapi-auth-dateadditionalProperties: false
     nameAEAccountDiscoveryByBankCode:
x-fapi-auth-date       intype: headerobject
      required:
false       description: >- IdentificationType
        The- timeBankCode
when the User last logged in withproperties:
the TPP.       IdentificationType:
   All dates in the HTTP headers are representedtype: asstring
RFC 7231 Full Dates.    An   enum:
     example is below:     - UAEOF.BankCode
    Sun, 10 Sep 2017 19:43:31 UTCBankCode:
          schematype: string
          type: stringpattern: ^[0-9]{3}$
          patterndescription: >-
          ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2}
          (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4}  Bank identification code issued by CBUAE that identifies the LFI at
             \d{2}:\d{2}:\d{2} (GMT|UTC)$which the account is held
      additionalProperties: false
    x-fapi-customer-ip-addressAEAccountDiscoveryByIban:
      nametype: x-fapi-customer-ip-addressobject
      inrequired:
header        required:- falseIdentificationType
      description: The User's- IPIdentification
address if the User is currently loggedproperties:
in with the TPP.     IdentificationType:
 schema:         type: string
    x-fapi-interaction-id:       name: x-fapi-interaction-idenum:
      in: header     - UAEOF.IBAN
required: false       descriptionIdentification:
An RFC4122 UID used as a correlation id.   type: string
  schema:         typeminLength: string1
  schemas:     AEAccountDiscovery:   maxLength: 400
  type: object       requireddescription: >-
       - IdentificationType    Identification for the account assigned -by Identificationthe LFI based on the
  properties:         IdentificationType: Account Scheme Name, and as understood by the payer. This
type: string           enum:identification is known by the User account owner. For IBAN, refer
  - UAEOF.IBAN         Identification:to the ISO Standard 13616.
      typeadditionalProperties: false
string    AEAccountNameConfirmationProperties:
      minLengthoneOf:
1        -   maxLength$ref: 400'#/components/schemas/AEPersonalAccountNameConfirmationProperties'
        -  description$ref: >-'#/components/schemas/AEBusinessAccountNameConfirmationProperties'
    AEAccountNameMatchIndicators:
      type: Identificationstring
for the account assigned by the LFIenum:
based on the      - UAEOF.ConfirmationOfPayee.Yes
     Account Scheme Name, and as understood by the payer. This
  - UAEOF.ConfirmationOfPayee.No
      description: >-
        Indicator identification is known byfor whether the Userpayee accountname owner.is Formatched IBAN,with referthe account name
        held  toat the ISOLFI
Standard 13616.   AEAccountNumberConfirmationProperties:
   additionalProperties: false  type: object
 AEAccountVerificationProperties:     required:
 type: object      - required:IdentificationType
        - IdentificationTypeIdentification
        - IdentificationBankCode
        - Name
      properties:
        IdentificationType:
          type: string
          enum:
            - UAEOF.IBANAccountNumber
        Identification:
          type: string
          minLength: 1
          maxLength: 400
          description: >-
            Identification for the account assigned by the LFI based on the
            Account Scheme Name, and as understood by the payer. This
            identification is known by the User account owner. For IBAN, refer
            to the ISO Standard 13616.
        NameBankCode:
          type: string
          minLengthpattern: 1^[0-9]{3}$
          maxLengthdescription: 70>-
          description: >- Bank identification code issued by CBUAE that identifies the LFI at
    The account name is the name or names ofwhich the User account owner(s)is held
        Name:
  represented at an account level, as understood by the payer$ref: '#/components/schemas/AEAccountNameConfirmationProperties'
      additionalProperties: false
    AEErrorAEBusinessAccountNameConfirmationProperties:
      type: object
      required:
        - BusinessName
Code      properties:
  - Message     BusinessName:
 properties:         Codetype: string
          allOfminLength: 1
           - $refmaxLength: '#/components/schemas/AEErrorCode'140
          description: LowThe levelbusiness textualname error code, e.g., UAEOF.Field.Missing
   of the account holder, as understood by the payer
    Message:  description: The properties required to verify a business account
type: string     additionalProperties: false
    minLengthAEConfirmationDiscovery:
1      oneOf:
    maxLength: 500   - $ref: '#/components/schemas/AEAccountDiscoveryByIban'
     description: >-  - $ref: '#/components/schemas/AEAccountDiscoveryByBankCode'
      discriminator:
 A description of the error that occurred. e.g., 'A mandatory field propertyName: IdentificationType
        mapping:
     isn't supplied' or 'RequestedExecutionDateTime must be in futureUAEOF.IBAN: '#/components/schemas/AEAccountDiscoveryByIban'
             UAEOF doesn't standardise this field
 UAEOF.BankCode: '#/components/schemas/AEAccountDiscoveryByBankCode'
    AEConfirmationDiscoveryRequest:
      Pathtype: object
      required:
  type: string     -  Data
   minLength: 1  properties:
        maxLengthData: 500
          description$ref: >-'#/components/schemas/AEConfirmationDiscovery'
      additionalProperties: false
    RecommendedAEConfirmationDiscoveryResponse:
but optional reference to the JSON Pathtype: ofobject
the field     required:
       with error, e.g., Data.Initiation.InstructedAmount.Currency- Data
        Url:- Links
        - type:Meta
string           descriptionproperties:
>-        Data:
    URL to help remediate the problem, or provide more information, or
$ref: '#/components/schemas/AEConfirmationSourceProperties'
        Links:
           to API Reference, or help etc$ref: '#/components/schemas/LinksSelf'
        Meta:
          description$ref: Error'#/components/schemas/Meta'
      additionalProperties: false
    AEErrorCodeAEConfirmationSourceProperties:
      type: stringobject
      enumrequired:
        - UAEOF.AccessToken.UnauthorizedAuthorizationServerUrl
        - UAEOF.AccessToken.InvalidScopeResourceServerUrl
      properties:
 - UAEOF.Consent.Revoked      AuthorizationServerUrl:
  - UAEOF.Consent.TransientAccountAccessFailure       type: string
- UAEOF.Consent.AccountTemporarilyBlocked         - UAEOF.Consent.PermanentAccountAccessFailureminLength: 1
        - UAEOF.Consent.Invalid maxLength: 500
      - UAEOF.JWS.InvalidSignature   description: >-
    - UAEOF.JWS.Malformed       Authorization Server - UAEOF.JWS.InvalidClaim
        - UAEOF.JWS.InvalidHeaderURL at which an Access Token to invoke the
           - UAEOF.GenericRecoverableErrorConfirmation of Payee operation should be sought
  - UAEOF.GenericError     ResourceServerUrl:
   - UAEOF.JWE.DecryptionError      type: string
 - UAEOF.JWE.InvalidHeader        minLength: -1
UAEOF.Event.UnexpectedEvent         - UAEOF.Body.InvalidFormat
 maxLength: 500
       - UAEOF.Resource.InvalidResourceId  description: >-
     - UAEOF.Resource.InvalidFormat      Resource Server URL - UAEOF.Consent.BusinessRuleViolation
    AEErrorResponse:
at which the Confirmation of Payee operation
            should be invoked
      additionalProperties: false
    AEError:
      type: object
      required:
        - Code
Errors       properties: - Message
      Errorsproperties:
          typeCode:
array          allOf:
items:            - $ref: '#/components/schemas/AEErrorAEErrorCode'
          minItemsdescription: 1Low level textual error code, e.g., UAEOF.Field.Missing
description: >-       Message:
 An array of detail error codes, and messages, and URLstype: tostring
documentation         to helpminLength: remediation.1
      additionalProperties: false   maxLength: 500
AEErrorSignedResponse:       type: object  description: >-
   required:         -A issdescription of the error that occurred. e.g., 'A mandatory -field
exp         - nbf  isn't supplied' or 'RequestedExecutionDateTime must be in -future'
message
      properties:      UAEOF doesn't standardise iss:this field
         typePath:
string           descriptiontype: >-string
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
minLength: 1
       exp:           typemaxLength: number500
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        nbf:
  Recommended but optional reference to the JSON Path of the field
       type: number    with       description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)error, e.g., Data.Initiation.InstructedAmount.Currency
        audUrl:
          type: array
          items:
            type: string
          description: >-
          
 [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)         iatdescription: >-
         type: number  URL to help remediate the problem, or provide  description: >-more information, or
            to API  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
 Reference, or help etc
      messagedescription: Error
      additionalProperties: false
   $ref AEErrorCode:
'#/components/schemas/AEErrorResponse'      type: description:string
Signed error response payload   enum:
   additionalProperties: false     AENameVerificationRequest:- UAEOF.AccessToken.Unauthorized
      type: object - UAEOF.AccessToken.InvalidScope
    required:    - UAEOF.Consent.Revoked
   - Data    - UAEOF.Consent.TransientAccountAccessFailure
 properties:       - UAEOF.Consent.AccountTemporarilyBlocked
Data:        - UAEOF.Consent.PermanentAccountAccessFailure
 $ref: '#/components/schemas/AEAccountVerificationProperties'       additionalProperties: false- UAEOF.Consent.Invalid
    AENameVerificationResponse:    - UAEOF.JWS.InvalidSignature
 type: object       required:- UAEOF.JWS.Malformed
        - DataUAEOF.JWS.InvalidClaim
        - LinksUAEOF.JWS.InvalidHeader
       properties: - UAEOF.GenericRecoverableError
      Data:  - UAEOF.GenericError
       $ref: '#/components/schemas/AEVerifiedProperties'
 - UAEOF.JWE.DecryptionError
       Links: - UAEOF.JWE.InvalidHeader
        $ref: '#/components/schemas/LinksSelf'- UAEOF.Event.UnexpectedEvent
      additionalProperties: false - UAEOF.Body.InvalidFormat
  AEOkResponse:       type: object- UAEOF.Resource.InvalidResourceId
       additionalProperties: false- UAEOF.Resource.InvalidFormat
   AEVerificationDiscovery:       $ref: '#/components/schemas/AEAccountDiscovery'- UAEOF.Consent.BusinessRuleViolation
    AEVerificationDiscoveryRequestAEErrorResponse:
      type: object
      required:
        - DataErrors
      properties:
        DataErrors:
          $ref: '#/components/schemas/AEVerificationDiscovery'
      additionalProperties: false
    AEVerificationDiscoveryResponse:type: array
      type: object       required:  items:
      - Data     $ref: '#/components/schemas/AEError'
  - Links       propertiesminItems: 1
       Datadescription: >-
        An $ref: '#/components/schemas/AEVerificationSourceProperties'
        Links:array of detail error codes, and messages, and URLs to documentation
        to  $ref: '#/components/schemas/LinksSelf'help remediation.
      additionalProperties: false
    AEVerificationSourcePropertiesAEErrorSignedResponse:
      type: object
      required:
        - VerificationUrliss
      properties:  - exp
     VerificationUrl:   - nbf
      type: string - message
        minLengthproperties:
1           maxLengthiss:
500           descriptiontype: URL at which the Confirmation of Payee operation should be invokvedstring
             additionalProperties: falsedescription: >-
     AEVerifiedProperties:       type: object[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        requiredexp:
        - AccountNameMatched type: number
    properties:      description: >-
 AccountNameMatched:           type: boolean[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        nbf:
  description: >-       type: number
    Indicator for whether the payee name isdescription: matched>-
with the account          [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
  name held at the LFI  aud:
    additionalProperties: false     DiscoverVerificationSourceRequestBodySignedtype: array
     type: object    items:
  required:         - isstype: string
       - exp  description: >-
     - nbf         - message[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
       properties:
        iss iat:
          type: stringnumber
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.16](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)6)
        message:
          $ref: '#/components/schemas/AEErrorResponse'
      description:  expSigned error response payload
      additionalProperties: false
    AEIbanConfirmationProperties:
      type: object
      required:
        - IdentificationType
type: number       - Identification
  description: >-     - Name
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)properties:
        nbfIdentificationType:
          type: numberstring
          descriptionenum:
>-             [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)- UAEOF.IBAN
        audIdentification:
          type: arraystring
          itemsminLength: 1
           typemaxLength: string400
          description: >-
            Identification for  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
        iat:the account assigned by the LFI based on the
            type:Account numberScheme Name, and as understood by the payer. This
  description: >-         identification is known  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)by the User account owner. For IBAN, refer
            to the ISO Standard 13616.
        messageName:
          $ref: '#/components/schemas/AEVerificationDiscoveryRequestAEAccountNameConfirmationProperties'
      additionalProperties: false
    DiscoverVerificationSourceResponseBodySignedAEPersonalAccountNameConfirmationProperties:
      type: object
      required:
        - issGivenName
        - exp LastName
      properties:
        GivenName:
          type: string
  - nbf       minLength: 1
-   message       propertiesmaxLength: 70
         iss: description: >-
            The given or first name of the account holder, as type:understood stringby the
         description: >-  payer
          [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)LastName:
          exptype: string
          typeminLength: number1
          descriptionmaxLength: >-
  70
         [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
  description: >-
      nbf:      The family or surname of type:the numberaccount holder, as understood by the
     description: >-      payer
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
 description: The properties required to verify a personal account
      audadditionalProperties: false
    DiscoverConfirmationSourceRequestBodySigned:
      type: arrayobject
      required:
       items: - iss
        - exp
type: string       - nbf
  description: >-     - message
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)properties:
        iatiss:
          type: numberstring
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.61](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.61)
        message:
          $ref: '#/components/schemas/AEVerificationDiscoveryResponse'
 exp:
     additionalProperties: false     DiscoverVerificationSourceSignedRequest:
      type: object
      required:
      number
 - requestBody       properties:      description: >-
 requestBody:           $ref: '#/components/schemas/DiscoverVerificationSourceRequestBodySigned'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
      additionalProperties: false nbf:
   DiscoverVerificationSourceSignedResponse:       type: objectnumber
      required:         description: >-
response       properties:         response:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
          $refaud:
'#/components/schemas/DiscoverVerificationSourceResponseBodySigned'       allOf:   type: array
    - $ref: '#/components/schemas/AEOkResponse'       additionalPropertiesitems:
false     DiscoverVerificationSourceUnsignedRequest:       type: object
string
     required:     description:    >-
requestBody       properties:         requestBody:
          $ref: '#/components/schemas/AEVerificationDiscoveryRequest'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
      additionalProperties: false iat:
   DiscoverVerificationSourceUnsignedResponse:       type: number
object       required:   description: >-
    - response       properties:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        responsemessage:
          $ref: '#/components/schemas/AEVerificationDiscoveryResponseAEConfirmationDiscoveryRequest'
      allOfadditionalProperties: false
    DiscoverConfirmationSourceResponseBodySigned:
     - $reftype: '#/components/schemas/AEOkResponse'object
      additionalPropertiesrequired:
false     LinksSelf:   - iss
  type: object     - exp
required:        - -nbf
Self       properties: - message
      Selfproperties:
          $ref: '#/components/schemas/Self'iss:
          descriptiontype: Linksstring
relevant to the resource       additionalPropertiesdescription: >-
false     NameVerificationRequestBodySigned:       type: object[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        requiredexp:
        - iss type: number
      - exp   description: >-
    - nbf         - message[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
      properties:         issnbf:
          type: stringnumber
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.15](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.15)
        exp:aud:
          type: array
          items:
            type: numberstring
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.43](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.43)
        nbfiat:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.56](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.56)
        audmessage:
          type: array
          items:
            type: string
   $ref: '#/components/schemas/AEConfirmationDiscoveryResponse'
      descriptionadditionalProperties: >-false
    LinksSelf:
       [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
type: object
       iatrequired:
        - Self
type: number     properties:
     description: >-  Self:
          [https$ref: '#//www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
   components/schemas/Self'
      description: Links relevant to the resource
      additionalProperties: false
    messageMeta:
      type: object
  $ref: '#/components/schemas/AENameVerificationRequest'    description: Metadata relevant to the resource
      additionalProperties: false
    NameVerificationResponseBodySignedNameConfirmationRequestBodySigned:
      type: object
      required:
        - iss
        - exp
        - nbf
        - message
      properties:
        iss:
          type: string
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        exp:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        nbf:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
        aud:
          type: array
          items:
            type: string
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
        iat:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
 )
        message:
          $ref: '#/components/schemas/AEAccountConfirmationRequest'
      additionalProperties: false
    NameConfirmationResponseBodySigned:
      type: object
      required:
      message:  - iss
       $ref: '#/components/schemas/AENameVerificationResponse'
 - exp
     additionalProperties: false  - nbf
 NameVerificationSignedRequest:       type:- objectmessage
      requiredproperties:
        iss:
 -  requestBody       propertiestype: string
          requestBodydescription: >-
          $ref: '#/components/schemas/NameVerificationRequestBodySigned'  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        additionalPropertiesexp:
     false     NameVerificationSignedResponsetype: number
      type:  object  description: >-
   required:         [https://www.rfc- responseeditor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        propertiesnbf:
        response:  type: number
       $ref: '#/components/schemas/NameVerificationSignedResponse'  description: >-
   allOf:         - $ref: '#/components/schemas/AEOkResponse'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
      additionalProperties: false aud:
   NameVerificationUnsignedRequest:       type: objectarray
      required:    items:
    - requestBody       propertiestype: string
       requestBody:   description: >-
      $ref: '#/components/schemas/AENameVerificationRequest'       additionalProperties: false[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
     NameVerificationUnsignedResponse:   iat:
   type: object       requiredtype: number
       - response       propertiesdescription: >-
       response:           $ref: '#/components/schemas/AENameVerificationResponse'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        allOfmessage:
        -  $ref: '#/components/schemas/AEOkResponseAEAccountConfirmationResponse'
      additionalProperties: false
    Self:
      type: string
      format: uri
      description: A link to the current resource
  securitySchemes:
    TPPOAuth2Security:
      type: oauth2
      description: >-
        TPP confidential client authorization with the LFI to stage a consent.
        **Please refer to [OpenID FAPI Security Profile 1.0 -Part 2
        Advanced](https://openid.net/specs/openid-financial-api-part-2-1_0.html#authorization-server)
        - 5.2.2 point 14 - shall authenticate the confidential client using one
        of the following methods private_key_jwt and [OpenID Connect Core
        1.0](https://openid.net/specs/openid-connect-core-1_0.html#ClientAuthentication)
        9. Client Authentication private_key_jwt**
      flows:
        clientCredentials:
          tokenUrl: https://authserver.example/token
          scopes:
            openid: Activates OpenID Connect Support
            confirmation-of-payee: Right to invoke a Confirmation of Payee operation
            accounts: Ability to read Accounts Information
            insurance: Right to read insurance policies
servers:
  - url: /open-finance/confirmation-of-payee/v1.0-draft4
    description: Default URL
    variables: {}

Attachments

The Confirmation of Payee OpenAPI description is attached, together with a spreadsheet that lists all properties by operation.

View file
nameuae-confirmation-of-payee.xlsx
View file
nameuae-confirmation-of-payee-openapi.yaml

...