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specUrlhttps://openfinanceuae.atlassian.net/wiki/download/attachments/101384275/uae-confirmation-of-payee-openapi.yaml?api=v2
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resourceTypeCONTENT
openapi: 3.0.0
info:
  title: UAE Confirmation of Payee API
  description: '## UAE Open Finance Confirmation of Payee API Specification'
  version: v1.0-draft4
tags:
  - name: Discovery Operations
    description: Discovery operations and resources
  - name: VerificationConfirmation Operations
    description: Payee confirmation operations and resources
paths:
  /confirmation-of-payee/discovery:
    post:
      tags:
        - DiscoveryConfirmation Operations
      operationId: >-ConfirmationOfPayeeConfirmation_signedConfirmationRequest
      summary:  ConfirmationOfPayeeDiscovery_unsignedDiscoveryRequest_ConfirmationOfPayeeDiscovery_signedDiscoveryRequest
      summary: DiscoverConfirm the account details are correct based on the LFIparameters thatsupplied
will confirm the payee attributes       description: >-
        BeforeProvide athe Confirmationproperties ofthat Payeecan (CoP)be operationused takesto placeverify the TPPpayee willaccount.


      need to resolveAt the LFI thatversion 1.0.0 this will servicebe the account propertiesname and either IBAN or
    request. This requirement is basedAccount onNumber. theFuture separationversion of concernsthis API may support verification
    implemented in the OFP, whichthrough ensuresother thatidentifiers.
the APIs for a given LFI areparameters:
        always- physical seperated.


        At version 1.0.0 the TPP will call this endpoint with the account IBAN,
        which will be used to resolve the correct URL with which to make the CoP
        operation.
      parameters:
        - $ref: $ref: '#/components/parameters/Authorization'
        - $ref: '#/components/parameters/x-customer-user-agent'
        - $ref: '#/components/parameters/x-fapi-auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-ip-address'
        - $ref: '#/components/parameters/x-fapi-interaction-id'
      responses:
        '200':
          description: The request has succeeded.
          contentheaders:
            application/json; charset=utf-8x-fapi-interaction-id:
              schemarequired: false
               $ref: '#/components/schemas/AEVerificationDiscoveryResponse'
description: An RFC4122 UID used as a correlation id.
           application/json:   schema:
           schema:     type: string
          $ref: '#/components/schemas/AEVerificationDiscoveryResponse'content:
            application/jwt:
              schema:
                $ref: >-'#/components/schemas/NameConfirmationResponseBodySigned'
        '400':
          description:  #/components/schemas/DiscoverVerificationSourceResponseBodySignedBad request
          headers:
            x-fapi-interaction-id:
              required: falsetrue
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '400':  content:
        description: Bad request  application/jwt:
        content:      schema:
      application/json; charset=utf-8:         $ref: '#/components/schemas/AEErrorSignedResponse'
        schema'401':
          description: Unauthorized
      $ref    headers:
'#/components/schemas/AEErrorResponse'             application/jsonx-fapi-interaction-id:
              schema:required: true
              description: An RFC4122 UID used as a correlation id.
$ref: '#/components/schemas/AEErrorResponse'             application/jwtschema:
               schema type: string
        '403':
         $ref description: '#/components/schemas/AEErrorSignedResponse'Forbidden
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '401':  content:
        description: Unauthorized   application/jwt:
              schema:
                $ref: '#/components/schemas/AEErrorSignedResponse'
        '404':
          description: Not found
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '403405':
          description: ForbiddenMethod Not Allowed
          contentheaders:
            application/json; charset=utf-8x-fapi-interaction-id:
              schemarequired: true
              description: An $ref: '#/components/schemas/AEErrorResponse'
     RFC4122 UID used as a correlation id.
      application/json:               schema:
                $reftype: '#/components/schemas/AEErrorResponse'string
            application/jwt'406':
              schemadescription:                 $ref: '#/components/schemas/AEErrorSignedResponse'Not Acceptable
             headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '404415':
          description: Unsupported NotMedia foundType
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '405429':
          description: MethodToo NotMany AllowedRequests
          headers:
            x-fapi-interaction-idretry-after:
              required: true
              description: AnNumber RFC4122in UIDseconds usedto aswait
a correlation id.               schema:
                type: string
 integer
      '406':           descriptionformat: Not Acceptableint64
          headers:             x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '415500':
          description: UnsupportedInternal MediaServer TypeError
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
          '429'content:
           description application/jwt:
 Too Many Requests           headersschema:
            retry-after:    $ref: '#/components/schemas/AEErrorSignedResponse'
      requestBody:
        required: true
        content:
     description: Number in seconds to wait
 application/jwt:
             schema:
                type$ref: integer'#/components/schemas/NameConfirmationRequestBodySigned'
      security:
        - formatTPPOAuth2Security: int64
            x-fapi-interaction-id: openid
             required: true
 - confirmation-of-payee
  /discovery:
    post:
       descriptiontags:
An RFC4122 UID used as a correlation id. - Discovery Operations
      operationId: ConfirmationOfPayeeDiscovery_signedDiscoveryRequest
   schema:   summary: Discover the LFI that will confirm the payee attributes
    type: string description: >-
      '500':  Before a Confirmation of Payee (CoP) operation takes place description:the InternalTPP Serverwill
Error        need to resolve content:the LFI that will service the account properties
     application/json; charset=utf-8:  request. This requirement is based on the separation of concerns
   schema:     implemented in the OFP, which ensures that the APIs for a given $ref: '#/components/schemas/AEErrorResponse'LFI are
        always physically separated.

application/json:
        At version 1.0.0 the TPP will schema:call this endpoint with the account IBAN,
        which will $ref: '#/components/schemas/AEErrorResponse'
            application/jwt:be used to resolve the correct URL with which to make the CoP
        operation.
      schemaparameters:
        -        $ref: '#/components/schemasparameters/AEErrorSignedResponseAuthorization'
        -  headers$ref: '#/components/parameters/x-customer-user-agent'
        -   $ref: '#/components/parameters/x-fapi-interaction-id:
auth-date'
        - $ref: '#/components/parameters/x-fapi-customer-ip-address'
        - $ref: '#/components/parameters/x-fapi-interaction-id'
      requiredresponses:
true        '200':
          description: AnThe RFC4122request UIDhas usedsucceeded.
as a correlation id.       headers:
       schema:     x-fapi-interaction-id:
           type: string  required: false
   requestBody:         content:  description: An RFC4122 UID used as a correlation id.
application/json; charset=utf-8:             schema:
              $ref: '#/components/schemas/AEVerificationDiscoveryRequest'  type: string
          application/jsoncontent:
            schemaapplication/jwt:
              $refschema:
'#/components/schemas/AEVerificationDiscoveryRequest'           application/jwt:     $ref:  >-
     schema:               $ref: '#/components/schemas/DiscoverVerificationSourceRequestBodySigned'DiscoverConfirmationSourceResponseBodySigned
        security'400':
        -  TPPOAuth2Securitydescription: Bad request
          - openidheaders:
            x- confirmationfapi-ofinteraction-payeeid:
  /confirmation-of-payee/verification:     post:       tagsrequired: true
       - Verification       operationIddescription: >-An RFC4122 UID used as a correlation id.
 ConfirmationOfPayeeVerification_unsignedVerificationRequest_ConfirmationOfPayeeVerification_signedVerificationRequest       summary: Verify the account details based on the parameters supplied
      description schema:
>-         Provide the properties that can be used totype: verifystring
the payee account.         content:
 At version 1.0.0 this will be the account name and IBAN. Future versionapplication/jwt:
        of this API may support verification through other identifiers.schema:
       parameters:         - $ref: '#/components/parametersschemas/AuthorizationAEErrorSignedResponse'
        - $ref: '#/components/parameters/x-customer-user-agent''401':
         - $refdescription: '#/components/parameters/x-fapi-auth-date'Unauthorized
        -  $refheaders: '#/components/parameters/x-fapi-customer-ip-address'
          - $ref: '#/components/parameters/x-fapi-interaction-id':
          responses:    required: true
   '200':           description: The request has succeeded. An RFC4122 UID used as a correlation id.
              contentschema:
               application/json; charset=utf-8 type: string
        '403':
    schema:      description: Forbidden
         $ref headers:
'#/components/schemas/AENameVerificationResponse'             application/jsonx-fapi-interaction-id:
              schemarequired: true
               $ref: '#/components/schemas/AENameVerificationResponse'description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
          content:
            application/jwt:
              schema:
                $ref: '#/components/schemas/NameVerificationSignedResponse'AEErrorSignedResponse'
        '404':
          description: Not found
          headers:
            x-fapi-interaction-id:
              required: falsetrue
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '400405':
          description: Method BadNot requestAllowed
          contentheaders:
            application/json; charset=utf-8x-fapi-interaction-id:
              schemarequired: true
               $refdescription: '#/components/schemas/AEErrorResponse'
            application/json:An RFC4122 UID used as a correlation id.
              schema:
                $reftype: '#/components/schemas/AEErrorResponse'string
            application/jwt'406':
              schemadescription: Not Acceptable
              $ref: '#/components/schemas/AEErrorSignedResponse'
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '401415':
          description: Unsupported Media UnauthorizedType
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '403429':
          description: Too ForbiddenMany Requests
          contentheaders:
            application/json; charset=utf-8retry-after:
              schemarequired: true
               $refdescription: '#/components/schemas/AEErrorResponse'
   Number in seconds to wait
        application/json:
              schema:
                $reftype: '#/components/schemas/AEErrorResponse'integer
            application/jwt:               schemaformat:    int64
            $ref: '#/components/schemas/AEErrorSignedResponse'
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '404500':
          description: Internal NotServer foundError
          headers:
            x-fapi-interaction-id:
              required: true
              description: An RFC4122 UID used as a correlation id.
              schema:
                type: string
        '405':  content:
            descriptionapplication/jwt:
 Method Not Allowed           headersschema:
                x-fapi-interaction-id$ref: '#/components/schemas/AEErrorSignedResponse'
      requestBody:
        required: true
        content:
      description: An RFC4122 UID usedapplication/jwt:
as a correlation id.         schema:
     schema:         $ref: '#/components/schemas/DiscoverConfirmationSourceRequestBodySigned'
      typesecurity:
string        - '406'TPPOAuth2Security:
          description: Not Acceptable- openid
         headers:   - confirmation-of-payee
components:
  parameters:
    x-fapi-interaction-idAuthorization:
      name: authorization
      requiredin: trueheader
      required: true
      description: An RFC4122authorization UID usedToken as a correlation id.per https://tools.ietf.org/html/rfc6750
      schema:
        schematype: string
    x-customer-user-agent:
      name: x-customer-user-agent
  type: string    in: header
   '415':   required: false
      description: Unsupported Media Type
   Indicates the user-agent that the User is using.
      headersschema:
        type: string
    x-fapi-interactionauth-iddate:
      name: x-fapi-auth-date
      requiredin: trueheader
      required: false
      description: An>-
RFC4122 UID used as a correlation id.  The time when the User last logged in with the TPP. 

schema:        All dates in the HTTP headers are represented as type:RFC string7231 Full Dates. An
     '429':   example is below: 

   description: Too Many Requests  Sun, 10 Sep 2017 19:43:31  UTC
  headers:    schema:
        retry-aftertype: string
        pattern: >-
   required: true      ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2}
       description: Number in seconds to wait (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4}
          \d{2}:\d{2}:\d{2} (GMT|UTC)$
    schema:
 x-fapi-customer-ip-address:
      name: x-fapi-customer-ip-address
      in: header
      required: false
      typedescription: integerThe User's IP address if the User is currently logged in with the TPP.
    format  schema:
int64        type: string
    x-fapi-interaction-id:
      name: x-fapi-interaction-id
      requiredin: trueheader
      required: false
      description: An RFC4122 UID used as a correlation id.
      schema:
        schematype: string
  schemas:
    AEAccountConfirmationRequest:
       type: stringobject
      required:
     '500':   - Data
      descriptionproperties:
Internal Server Error      Data:
    content:      $ref: '#/components/schemas/AEAccountConfirmationRequestProperties'
     application/json; charset=utf-8: additionalProperties: false
    AEAccountConfirmationRequestProperties:
      oneOf:
   schema:     - $ref: '#/components/schemas/AEIbanConfirmationProperties'
        - $ref: '#/components/schemas/AEErrorResponseAEAccountNumberConfirmationProperties'
      discriminator:
        application/jsonpropertyName: IdentificationType
        mapping:
    schema:      UAEOF.IBAN: '#/components/schemas/AEIbanConfirmationProperties'
          $refUAEOF.AccountNumber: '#/components/schemas/AEErrorResponseAEAccountNumberConfirmationProperties'
    AEAccountConfirmationResponse:
       application/jwt:type: object
      required:
        schema:- Data
        - Links
     $ref: '#/components/schemas/AEErrorSignedResponse'  - Meta
       headersproperties:
        Data:
   x-fapi-interaction-id:       $ref: '#/components/schemas/AEAccountConfirmationResponseProperties'
      required: true Links:
             description$ref: An RFC4122 UID used as a correlation id.'#/components/schemas/LinksSelf'
        Meta:
          schema$ref: '#/components/schemas/Meta'
      additionalProperties: false
       typeAEAccountConfirmationResponseProperties:
string       requestBodytype: object
       contentrequired:
  
       application/json; charset=utf-8: AccountNameMatchIndicator
      properties:
    schema:    AccountNameMatchIndicator:
          $ref: '#/components/schemas/AENameVerificationRequestAEAccountNameMatchIndicators'
          application/jsonMaskedAccountName:
          type:  schema:string
          minLength: 1
          $refmaxLength: '#/components/schemas/AENameVerificationRequest'70
          application/jwtdescription: >-
           schema: The masked matched account name. This is provided to allow the User
  $ref: '#/components/schemas/NameVerificationRequestBodySigned'       security:  to review the account name return from -the TPPOAuth2Security:Confirmation operation.
      additionalProperties: false
   - openidAEAccountDiscoveryByBankCode:
      type: object
    - confirmation-of-payee componentsrequired:
  parameters:      - IdentificationType
 Authorization:       name:- authorizationBankCode
      inproperties:
 header       requiredIdentificationType:
  true        descriptiontype: Anstring
authorization Token as per https://tools.ietf.org/html/rfc6750       schemaenum:
        type: string   -  x-customer-user-agent:UAEOF.BankCode
        nameBankCode:
x-customer-user-agent       in: header   type: string
  required: false       descriptionpattern: Indicates the user-agent that the User is using.^[0-9]{3}$
           schemadescription: >-
       type: string     x-fapi-auth-date:
      name: x-fapi-auth-date
Bank identification code issued by CBUAE that identifies the LFI at
     in: header      which required:the falseaccount is held
      descriptionadditionalProperties: false
 >-   AEAccountDiscoveryByIban:
     The timetype: whenobject
the User last logged in with therequired:
TPP.        - IdentificationType
 All dates in the HTTP headers are represented- asIdentification
RFC 7231 Full Dates. An  properties:
      example is below:IdentificationType:
          type: string
      Sun, 10 Sep 2017 19:43:31 UTCenum:
            - schema:UAEOF.IBAN
        typeIdentification:
string          patterntype: >-string
          ^(Mon|Tue|Wed|Thu|Fri|Sat|Sun), \d{2}minLength: 1
          (Jan|Feb|Mar|Apr|May|Jun|Jul|Aug|Sep|Oct|Nov|Dec) \d{4}maxLength: 400
          \d{2}:\d{2}:\d{2} (GMT|UTC)$description: >-
     x-fapi-customer-ip-address:       name: x-fapi-customer-ip-address
      in: header
Identification for the account assigned by the LFI based on the
     required: false      Account description:Scheme The User's IP address ifName, and as understood by the Userpayer. isThis
currently logged in with the TPP.       schema:identification is known by the User account owner. For type:IBAN, stringrefer
    x-fapi-interaction-id:       name: x-fapi-interaction-id
      in: header to the ISO Standard 13616.
         requiredadditionalProperties: false
    AEAccountNameConfirmationProperties:
 description: An RFC4122 UID used asoneOf:
a correlation id.      - schema$ref: '#/components/schemas/AEPersonalAccountNameConfirmationProperties'
       type: string-   schemas:$ref: '#/components/schemas/AEBusinessAccountNameConfirmationProperties'
    AEAccountDiscoveryAEAccountNameMatchIndicators:
      type: objectstring
      requiredenum:
        - IdentificationTypeUAEOF.ConfirmationOfPayee.Yes
        - IdentificationUAEOF.ConfirmationOfPayee.No
      propertiesdescription: >-
       IdentificationType: Indicator for whether the payee name is matched with the type:account stringname
        held at enum:the LFI
    AEAccountNumberConfirmationProperties:
      - UAEOF.IBANtype: object
        Identificationrequired:
        - IdentificationType
type: string       - Identification
  minLength: 1     - BankCode
    maxLength: 400   - Name
      descriptionproperties:
 >-       IdentificationType:
     Identification for the account assigned bytype: thestring
LFI based on the       enum:
     Account Scheme Name, and as understood by the- payerUAEOF.AccountNumber
This        Identification:
    identification is known by the User accounttype: owner.string
For IBAN, refer        minLength: 1
   to the ISO Standard 13616.   maxLength: 400
  additionalProperties: false     AEAccountVerificationProperties:  description: >-
   type: object       required: Identification for the account assigned by the LFI -based IdentificationTypeon the
       - Identification    Account Scheme Name, and as -understood by Namethe payer. This
    properties:        identification IdentificationType:is known by the User account owner. For IBAN, refer
 type: string          to enum:the ISO Standard 13616.
        BankCode:
- UAEOF.IBAN         Identificationtype: string
          typepattern: string^[0-9]{3}$
          minLengthdescription: 1>-
          maxLength: 400 Bank identification code issued by CBUAE that identifies the LFI description:at
>-            which Identification for the account assignedis byheld
the LFI based on the    Name:
        Account Scheme Name, and as understood by the payer. This
 $ref: '#/components/schemas/AEAccountNameConfirmationProperties'
      additionalProperties: false
    AEBusinessAccountNameConfirmationProperties:
     identification istype: knownobject
by the User account owner. For IBAN,required:
refer        - BusinessName
   to the ISO Standard 13616. properties:
        NameBusinessName:
          type: string
          minLength: 1
          maxLength: 70140
          description: >-The business name of the account holder, as understood by the payer
   The account name isdescription: theThe nameproperties orrequired namesto ofverify thea Userbusiness account
owner(s)      additionalProperties: false
    AEConfirmationDiscovery:
represented at an account level, as understoodoneOf:
by the payer      - additionalProperties$ref: false
 '#/components/schemas/AEAccountDiscoveryByIban'
  AEError:      - type$ref: object'#/components/schemas/AEAccountDiscoveryByBankCode'
      requireddiscriminator:
        -propertyName: CodeIdentificationType
        - Message
      propertiesmapping:
        Code:           allOf:
UAEOF.IBAN: '#/components/schemas/AEAccountDiscoveryByIban'
           - $refUAEOF.BankCode: '#/components/schemas/AEErrorCodeAEAccountDiscoveryByBankCode'
    AEConfirmationDiscoveryRequest:
     description type: Lowobject
level textual error code, e.g., UAEOF.Field.Missing required:
       Message: - Data
      properties:
 type: string      Data:
    minLength: 1     $ref: '#/components/schemas/AEConfirmationDiscovery'
    maxLength: 500 additionalProperties: false
    AEConfirmationDiscoveryResponse:
   description: >-  type: object
      required:
  A description of the error that occurred. e.g., 'A mandatory field- Data
        - Links
     isn't supplied' or 'RequestedExecutionDateTime- mustMeta
be in future'    properties:
        Data:
UAEOF doesn't standardise this field         Path$ref: '#/components/schemas/AEConfirmationSourceProperties'
         typeLinks: string
          minLength$ref: 1'#/components/schemas/LinksSelf'
          maxLengthMeta:
500           description$ref: >-'#/components/schemas/Meta'
      additionalProperties: false
    RecommendedAEConfirmationSourceProperties:
but optional reference to the JSON Pathtype: ofobject
the field     required:
       with error, e.g., Data.Initiation.InstructedAmount.Currency- AuthorizationServerUrl
        - Url:ResourceServerUrl
          typeproperties:
string           description: >-AuthorizationServerUrl:
          type: string
URL to help remediate the problem, or provide more information, orminLength: 1
          maxLength: to500
API Reference, or help etc       description: Error>-
      additionalProperties: false     AEErrorCode:Authorization Server URL at which an Access Token type:to stringinvoke the
     enum:       Confirmation of - UAEOF.AccessToken.Unauthorized
  Payee operation should be sought
     - UAEOF.AccessToken.InvalidScope  ResourceServerUrl:
      - UAEOF.Consent.Revoked   type: string
     - UAEOF.Consent.TransientAccountAccessFailure    minLength: 1
   - UAEOF.Consent.AccountTemporarilyBlocked      maxLength: 500
 - UAEOF.Consent.PermanentAccountAccessFailure        description: >-
UAEOF.Consent.Invalid         - UAEOF.JWS.InvalidSignature  Resource Server URL at which the Confirmation - UAEOF.JWS.Malformed
of Payee operation
       - UAEOF.JWS.InvalidClaim    should be invoked
  - UAEOF.JWS.InvalidHeader   additionalProperties: false
    -AEError:
UAEOF.GenericRecoverableError      type: object
 - UAEOF.GenericError    required:
    - UAEOF.JWE.DecryptionError   - Code
    - UAEOF.JWE.InvalidHeader   - Message
    - UAEOF.Event.UnexpectedEvent properties:
       - UAEOF.Body.InvalidFormat Code:
        - UAEOF.Resource.InvalidResourceId allOf:
       - UAEOF.Resource.InvalidFormat    - $ref: '#/components/schemas/AEErrorCode'
  - UAEOF.Consent.BusinessRuleViolation     AEErrorResponse:  description: Low level textual error type: object
code, e.g., UAEOF.Field.Missing
     required:   Message:
     - Errors    type: string
 properties:         ErrorsminLength: 1
          typemaxLength: array500
          itemsdescription: >-
           $ref: '#/components/schemas/AEError'
          minItems: 1 A description of the error that occurred. e.g., 'A mandatory field
        description: >-   isn't supplied' or 'RequestedExecutionDateTime must be Anin arrayfuture'
of
detail error codes, and messages, and URLs to documentation    UAEOF doesn't standardise this field
to help remediation.       additionalProperties: false
    AEErrorSignedResponse:
      typePath:
object       required:
        - iss
        - exp
        - nbf
        - message
      properties:
        iss:
          type: string
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        exp:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        nbf:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)   type: string
          audminLength: 1
          typemaxLength: array500
          itemsdescription: >-
           type: stringRecommended but optional reference to the JSON Path of the field
description: >-           with  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)error, e.g., Data.Initiation.InstructedAmount.Currency
        Url:
          type: string
          iatdescription: >-
         type: number  URL to help remediate the problem, or provide  description: >-more information, or
            to API  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
 Reference, or help etc
      messagedescription: Error
      additionalProperties: false
   $ref AEErrorCode:
'#/components/schemas/AEErrorResponse'      type: description:string
Signed error response payload   enum:
   additionalProperties: false     AENameVerificationRequest:- UAEOF.AccessToken.Unauthorized
      type: object - UAEOF.AccessToken.InvalidScope
    required:    - UAEOF.Consent.Revoked
   - Data    - UAEOF.Consent.TransientAccountAccessFailure
 properties:       - UAEOF.Consent.AccountTemporarilyBlocked
Data:        - UAEOF.Consent.PermanentAccountAccessFailure
 $ref: '#/components/schemas/AEAccountVerificationProperties'       additionalProperties: false- UAEOF.Consent.Invalid
    AENameVerificationResponse:    - UAEOF.JWS.InvalidSignature
 type: object       required:- UAEOF.JWS.Malformed
        - DataUAEOF.JWS.InvalidClaim
        - LinksUAEOF.JWS.InvalidHeader
       properties: - UAEOF.GenericRecoverableError
      Data:  - UAEOF.GenericError
       $ref: '#/components/schemas/AEVerifiedProperties'
 - UAEOF.JWE.DecryptionError
       Links: - UAEOF.JWE.InvalidHeader
        $ref: '#/components/schemas/LinksSelf'- UAEOF.Event.UnexpectedEvent
      additionalProperties: false - UAEOF.Body.InvalidFormat
  AEOkResponse:       type: object- UAEOF.Resource.InvalidResourceId
       additionalProperties: false- UAEOF.Resource.InvalidFormat
   AEVerificationDiscovery:       $ref: '#/components/schemas/AEAccountDiscovery'- UAEOF.Consent.BusinessRuleViolation
    AEVerificationDiscoveryRequestAEErrorResponse:
      type: object
      required:
        - DataErrors
      properties:
        DataErrors:
          $ref: '#/components/schemas/AEVerificationDiscovery'
      additionalProperties: false
    AEVerificationDiscoveryResponse:type: array
      type: object       required:  items:
      - Data     $ref: '#/components/schemas/AEError'
  - Links       propertiesminItems: 1
       Datadescription: >-
        An $ref: '#/components/schemas/AEVerificationSourceProperties'
        Links:array of detail error codes, and messages, and URLs to documentation
        to  $ref: '#/components/schemas/LinksSelf'help remediation.
      additionalProperties: false
    AEVerificationSourcePropertiesAEErrorSignedResponse:
      type: object
      required:
        - VerificationUrliss
      properties:  - exp
     VerificationUrl:   - nbf
      type: string - message
        minLengthproperties:
1           maxLengthiss:
500           descriptiontype: URL at which the Confirmation of Payee operation should be invokvedstring
             additionalProperties: falsedescription: >-
     AEVerifiedProperties:       type: object[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        requiredexp:
        - AccountNameMatched type: number
    properties:      description: >-
 AccountNameMatched:           type: boolean[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        nbf:
  description: >-       type: number
    Indicator for whether the payee name isdescription: matched>-
with the account          [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
  name held at the LFI  aud:
    additionalProperties: false     DiscoverVerificationSourceRequestBodySignedtype: array
     type: object    items:
  required:         - isstype: string
       - exp  description: >-
     - nbf         - message[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
       properties:
        iss iat:
          type: stringnumber
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.16](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)6)
        message:
          $ref: '#/components/schemas/AEErrorResponse'
      description:  expSigned error response payload
      additionalProperties: false
    AEIbanConfirmationProperties:
      type: object
      required:
        - IdentificationType
type: number       - Identification
  description: >-     - Name
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)properties:
        nbfIdentificationType:
          type: numberstring
          descriptionenum:
>-             [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)- UAEOF.IBAN
        audIdentification:
          type: arraystring
          itemsminLength: 1
           typemaxLength: string400
          description: >-
            Identification for  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
        iat:the account assigned by the LFI based on the
            type:Account numberScheme Name, and as understood by the payer. This
  description: >-         identification is known  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)by the User account owner. For IBAN, refer
            to the ISO Standard 13616.
        messageName:
          $ref: '#/components/schemas/AEVerificationDiscoveryRequestAEAccountNameConfirmationProperties'
      additionalProperties: false
    DiscoverVerificationSourceResponseBodySignedAEPersonalAccountNameConfirmationProperties:
      type: object
      required:
        - issGivenName
        - exp LastName
      properties:
        GivenName:
          type: string
  - nbf       minLength: 1
-   message       propertiesmaxLength: 70
         iss: description: >-
            The given or first name of the account holder, as type:understood stringby the
         description: >-  payer
          [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)LastName:
          exptype: string
          typeminLength: number1
          descriptionmaxLength: >-
  70
         [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
  description: >-
      nbf:      The family or surname of type:the numberaccount holder, as understood by the
     description: >-      payer
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
 description: The properties required to verify a personal account
      audadditionalProperties: false
    DiscoverConfirmationSourceRequestBodySigned:
      type: arrayobject
      required:
       items: - iss
        - exp
type: string       - nbf
  description: >-     - message
      [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)properties:
        iatiss:
          type: numberstring
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.61](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.61)
        message:
          $ref: '#/components/schemas/AEVerificationDiscoveryResponse'
 exp:
     additionalProperties: false     DiscoverVerificationSourceSignedRequest:
      type: object
      required:
      number
 - requestBody       properties:      description: >-
 requestBody:           $ref: '#/components/schemas/DiscoverVerificationSourceRequestBodySigned'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
      additionalProperties: false nbf:
   DiscoverVerificationSourceSignedResponse:       type: objectnumber
      required:         description: >-
response       properties:         response:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
          $refaud:
'#/components/schemas/DiscoverVerificationSourceResponseBodySigned'       allOf:   type: array
    - $ref: '#/components/schemas/AEOkResponse'       additionalPropertiesitems:
false     DiscoverVerificationSourceUnsignedRequest:       type: object
string
     required:     description:    >-
requestBody       properties:         requestBody:
          $ref: '#/components/schemas/AEVerificationDiscoveryRequest'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
      additionalProperties: false iat:
   DiscoverVerificationSourceUnsignedResponse:       type: number
object       required:   description: >-
    - response       properties:[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        responsemessage:
          $ref: '#/components/schemas/AEVerificationDiscoveryResponseAEConfirmationDiscoveryRequest'
      allOfadditionalProperties: false
    DiscoverConfirmationSourceResponseBodySigned:
     - $reftype: '#/components/schemas/AEOkResponse'object
      additionalPropertiesrequired:
false     LinksSelf:   - iss
  type: object     - exp
required:        - -nbf
Self       properties: - message
      Selfproperties:
          $ref: '#/components/schemas/Self'iss:
          descriptiontype: Linksstring
relevant to the resource       additionalPropertiesdescription: >-
false     NameVerificationRequestBodySigned:       type: object[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        requiredexp:
        - iss type: number
      - exp   description: >-
    - nbf         - message[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
      properties:         issnbf:
          type: stringnumber
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.15](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.15)
        exp:aud:
          type: array
          items:
            type: numberstring
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.43](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.43)
        nbfiat:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.56](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.56)
        audmessage:
          type: array
          items:
            type: string
   $ref: '#/components/schemas/AEConfirmationDiscoveryResponse'
      descriptionadditionalProperties: >-false
    LinksSelf:
       [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
type: object
       iatrequired:
        - Self
type: number     properties:
     description: >-  Self:
          [https$ref: '#//www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
   components/schemas/Self'
      description: Links relevant to the resource
      additionalProperties: false
    messageMeta:
      type: object
  $ref: '#/components/schemas/AENameVerificationRequest'    description: Metadata relevant to the resource
      additionalProperties: false
    NameVerificationResponseBodySignedNameConfirmationRequestBodySigned:
      type: object
      required:
        - iss
        - exp
        - nbf
        - message
      properties:
        iss:
          type: string
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        exp:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        nbf:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
        aud:
          type: array
          items:
            type: string
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
        iat:
          type: number
          description: >-
            [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
 )
        message:
          $ref: '#/components/schemas/AEAccountConfirmationRequest'
      additionalProperties: false
    NameConfirmationResponseBodySigned:
      type: object
      required:
      message:  - iss
       $ref: '#/components/schemas/AENameVerificationResponse'
 - exp
     additionalProperties: false  - nbf
 NameVerificationSignedRequest:       type:- objectmessage
      requiredproperties:
        iss:
 -  requestBody       propertiestype: string
          requestBodydescription: >-
          $ref: '#/components/schemas/NameVerificationRequestBodySigned'  [https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.1)
        additionalPropertiesexp:
     false     NameVerificationSignedResponsetype: number
      type:  object  description: >-
   required:         [https://www.rfc- responseeditor.org/rfc/rfc7519#section-4.1.4](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.4)
        propertiesnbf:
        response:  type: number
       $ref: '#/components/schemas/NameVerificationSignedResponse'  description: >-
   allOf:         - $ref: '#/components/schemas/AEOkResponse'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.5)
      additionalProperties: false aud:
   NameVerificationUnsignedRequest:       type: objectarray
      required:    items:
    - requestBody       propertiestype: string
       requestBody:   description: >-
      $ref: '#/components/schemas/AENameVerificationRequest'       additionalProperties: false[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.3)
     NameVerificationUnsignedResponse:   iat:
   type: object       requiredtype: number
       - response       propertiesdescription: >-
       response:           $ref: '#/components/schemas/AENameVerificationResponse'[https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6](https://www.rfc-editor.org/rfc/rfc7519#section-4.1.6)
        allOfmessage:
        -  $ref: '#/components/schemas/AEOkResponseAEAccountConfirmationResponse'
      additionalProperties: false
    Self:
      type: string
      format: uri
      description: A link to the current resource
  securitySchemes:
    TPPOAuth2Security:
      type: oauth2
      description: >-
        TPP confidential client authorization with the LFI to stage a consent.
        **Please refer to [OpenID FAPI Security Profile 1.0 -Part 2
        Advanced](https://openid.net/specs/openid-financial-api-part-2-1_0.html#authorization-server)
        - 5.2.2 point 14 - shall authenticate the confidential client using one
        of the following methods private_key_jwt and [OpenID Connect Core
        1.0](https://openid.net/specs/openid-connect-core-1_0.html#ClientAuthentication)
        9. Client Authentication private_key_jwt**
      flows:
        clientCredentials:
          tokenUrl: https://authserver.example/token
          scopes:
            openid: Activates OpenID Connect Support
            confirmation-of-payee: Right to invoke a Confirmation of Payee operation
            accounts: Ability to read Accounts Information
            insurance: Right to read insurance policies
servers:
  - url: /open-finance/confirmation-of-payee/v1.0-draft4
    description: Default URL
    variables: {}

Attachments

The Confirmation of Payee OpenAPI description is attached, together with a spreadsheet that lists all properties by operation.

View file
nameuae-confirmation-of-payee.xlsx
View file
nameuae-confirmation-of-payee-openapi.yaml

...