1. What's new?

New functionality and specifications have been added in relation to the following:

• Centralized Authentication and Authorization – UAE Pass. https://openfinanceuae.atlassian.net/wiki/x/KoSFBg

• Operational Guidelines - Common Rules and Guidelines

2. What’s changed?

• Updated Bank Service Initiation API - OpenAPI Documentation with:

  • Made ConsentSchedule optional in MultiPayment consent - to facilitate Payments with Delegated Authorization

  • Removed UAEOF.Passport as an option for AERiskExternalAccountIdentificationCode

  • Added IsBeneficiaryConfirmed , AuthenticationChannel and MerchantCategoryCode as fields in the Risk object

  • Added ConfirmationOfPayeeResponse to PII data for Payments Rich Authorization Request as proofs that Confirmation of Payee has taken place

• Updated Business Rules for COP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1draft5/pages/109413626/Single+Instant+Payment#3.4-Using-Confirmation-of-Payee-(COP) to align BRs with the new COP API Design

• Updated the Common Rules and Guidelines page to include additional information in relation to the usage of the Risk Information Block in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1draft5/pages/109415230/Common+Rules+and+Guidelines#9.-Risk-Information-Block.

• Request to Pay. (NOTE: This page has been redacted from this draft as further work is required on this topic)

• Proxy account identification. Specifying account identification using a proxy has been has been redacted from this draft.

3. What's to come?

The next publication on 11 Jul 2024 will be a release candidate. It will include feedback from engagement cycle 3 & 4 as well as all of the following functionality and specifications:

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