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Release Notes
This is a release candidate of the UAE Open Finance Standards. It is intended for implementation but maybe subject to additive (non-breaking) changes.
1. What's new?
Added data cluster permissions requirements to Customer Data.
Added example user journey of an LFI acting as a TPP and ingesting LFI data to Customer Data.
Added new motor insurance properties, structure, data clusters to Motor Insurance Data Sharing.
Added Event Notifications page to provide guidance on supported events emitted to TPP Webhooks.
Added new pagePay Request (PR) enabled by Open Finance with example of Pay Request functionality enabled by Open Finance
Added UAE PASS option to the CAAP onboarding Centralized Authentication and Authorization (Federated) | 2. CAAP Onboarding and Linking the First LFI
Added example journey for Payments using Delegated Authentication Payments with Delegated Authentication | 8. Wallet Use Case
Added Data Retention Guidelines https://openfinanceuae.atlassian.net/wiki/x/aAs8Bw
Added business rules for Shari’ ah ComplianceCommon Rules and Guidelines | 22. Shari’ah compliance of TPP
2. What’s changed?
Insurance API updated to include revised examples and guidance on retrieving customer payment details.
Insurance API - OpenAPI Documentation updated to include new motor insurance properties, structure, data clusters, and permissions.
TPP Consent Management Interfaces | 4 Consent Pause Journey Updated Consent Pause and Reactivation journeys
Bulk and Batch Payments | Payment Status Update Payment Status information updated for Bulk and Batch Payments
Availability, Performance and Usage Benchmarks updated to define OFP vs LFI responsibilities.
Common Rules and Guidelines | 5. Payer(Debtor) Reference updated Debtor and Creditor reference rules
https://openfinanceuae.atlassian.net/wiki/x/wws8Bw Update limits and Constants related to Multi Payments
Updated IdentificationType to SchemeName to align with ISO20022
Removed namespace for enumerations “UAEOF.” as there is no need for name-spacing in the UAE ecosystem
https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1rc1/pages/121373898 updates including:
Updated Status enumeration for the File Payments endpoint /file-payments/{PaymentId} to only Received and Rejected
Updated PayerReference to CreditorReference, and BeneficiaryReference to DebtorReference to align with ISO20022
Add regular expressions that define required data for CreditorReference and DebtorReference to support structured statement narratives.
Removed the MobileNumber from the DebtorAccount and CreditorAccount - as is not required to initiate a payment
Clarified expectations of the x-idempotency-key behaviour - to be idempotent for 24 hours
Added the JSON Web Signature in the ConfirmationOfPayeeResponse for the BeneficiaryIndicators - so that the LFI can verify the Confirmation Of Payee check
Updated AuthorizationExpirationTimeWindow to AuthorizationExpirationDateTime to simplify implementation
Updated AcceptedAuthorizationType from an enumeration of Single, Multi, or Both to be a flag to represent if a Single Authorization flow is requested (IsSingleAuthorization)
Moved all
head
operations toget
and refactored response to provide a JSON payload rather than aLocation
header to ensure behaviour is idiomatic.
All API description sequence diagrams have been moved to the API Hub Documentation.
https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1rc1/pages/121373124 updates:
Fixed
Permissions
property by move from a single value to an array.Added new Insurance data clusters to the Insurance Rich Authorization Request.
Refactored re-consent objects to only include the Property
ConsentId
for Bank Data Sharing and Insurance.
Updates in the https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1rc1/pages/121375683 page to remove unused definitions and separate Bank Channel limits for Open Finance Standard definitions.
Updates in the https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1rc1/pages/121375612 to align Business Rules with the API specifications.
Changed https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1rc1/pages/121375281 and https://openfinanceuae.atlassian.net/wiki/spaces/standardsv1rc1/pages/121375310:
Use ISO 20022 properties for account details.
Remove support for domestic account numbers and bank codes.
3. What's to come?
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