Release Notes
What’s changed?
v2.0-draft4
Business rules updates
FX & Remittance Quote Initiation
Updated quote life cycle status model in sectio https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#4.8-FX-%26-Remittance-Quote-Lifecycle-States
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.-Customer-Experience
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.2.1-Quote-Initiation-for-FX-Services-Only
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.2.2-Quote-Initiation-for-Remittance-Services-Only
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.2.3-Quote-Initiation-with-User-selecting-account-at-TPP
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.2.4-Non-personalized-Quote-Initiation%2C-dynamic-account-opening-supported
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.2.5-Non-personalized-Quote-Initiation%2C-dynamic-account-opening-not-supported
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.2.6-Personalized-Quote-Initiation%2C-User-not-customer%2C-dynamic-account-opening-supported
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#3.2.7-Personalized-Quote-Initiation%2C-User-not-customer%2C-dynamic-account-opening-not-supported
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#5.4.1-Initiate-Funding-Payment
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#5.4.2-FX-%26-Remittance-Service-Initiation-from-a-Quote
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#5.5.1-FX-only-Service-Initiation-from-Quote
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#5.5.2-Remittance-only-Service-Initiation-from-Quote
Added new CX screen variation in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958821/FX+Remittance+Quote+Service+Initiation#5.5.3-FX-%26-Remittance-Service-Initiation%2C-User-selects-no-Quote
Customer Data
Corrected Customer Experience screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124/Customer+Data#3.2.2-Data-Sharing-for-FX-%26-Remittance-Services-from-FX-Houses
Added new rule 1.3 in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124/Customer+Data#5.-Consent-Updates
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124/Customer+Data#3.-Customer-Experience
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124/Customer+Data#3.2.1-Data-Sharing-for-Contact-and-Party-data-cluster
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124/Customer+Data#3.2.2-Data-Sharing-for-FX-%26-Remittance-Services-from-FX-Houses
Consent Setup
TPP Consent Management Interfaces
Added new CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814/TPP+Consent+Management+Interfaces#2.1.3.1-Dashboard-with-Active-Consents%2C-Consent-Details-and-List-of-Updates
Added new CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814/TPP+Consent+Management+Interfaces#2.1.3.2-Dashboard-with-History-of-Consents-and-Consent-Details
Added new rule 4.2 in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814/TPP+Consent+Management+Interfaces#6.2-Rules-and-Guidelines
LFI Consent Management Interfaces
Added new CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200/LFI+Consent+Management+Interfaces#2.1.3.1.1-Dashboard-with-Consents-in-use-and-Consent-Details
Added new CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200/LFI+Consent+Management+Interfaces#2.1.3.1.2-Dashboard-with-History-of-Consents-and-Consent-Details
Added new CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200/LFI+Consent+Management+Interfaces#2.1.3.2.1-Dashboard-with-Consents-in-use%2C-Consent-Details-and-List-of-Updates
Added new CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200/LFI+Consent+Management+Interfaces#2.1.3.2.2-Dashboard-with-History-of-Consents-and-Consent-Details
Limits and Constants
Added new entries A22, A23, A24 and A25 in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961770/Limits+and+Constants#A.-Limits
Updated definition of item A20 in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961770/Limits+and+Constants#Payment-Status-Update-(OFP-SLA-2)
Updated description of item B3 in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961770/Limits+and+Constants#FX-%26-Remittance-Quote-Extended-Validity-Period
Added new section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961770/Limits+and+Constants#D.-Payment-Purpose-Codes
Added Aani payment purpose codes in section D1 https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961770/Limits+and+Constants#Payment-Purpose-Codes
Added international remittances payment purpose code in section D2 https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961770/Limits+and+Constants#Purpose-of-Payment--Codes-for-International-Remittances
International Payments
Updated references to Purpose of Payment Codes for International Remittances in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958357/International+Payments#4.7-External-Purpose-Code
Common Rules and Guidelines
Added new rule in the IMPORTANT NOTE section
Changed rules CRG-1.4, CRG-1.4.1 and CRG-1.4.2 in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961620/Common+Rules+and+Guidelines#1.-Supported-Accounts-%26-Payment-Rails
Updated references to payment purpose codes in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961620/Common+Rules+and+Guidelines#20.-Purpose-of-Payment
Payment Status Information
Changes in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361960285/Payment+Status+Information#2.1.1-Timings-for-Payment-Initiation-using-Aani
Added new section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361960285/Payment+Status+Information#2.3-Process-for-FTS-Payment-System
Added new section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361960285/Payment+Status+Information#3.5.2-Payment-Execution-Status-for-UAE-FTS
Dynamic Account Opening
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361959181/Dynamic+Account+Opening#3.1-Step-1---User-Data-Sharing-from-Host-LFI
Updated CX screen in section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361959181/Dynamic+Account+Opening#3.2-Step-2---Account-Opening-with-Candidate-LFI
Technical specification updates
Section | Subsection | Description | |
|---|---|---|---|
| 1 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961416 |
| Added This is to align with Ozone Connect |
| 2 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961416 |
| Added definition for personal |
| 3 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361960882 |
| Updated definition of |
| 4 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961528 |
| Added the
As a means to identify whether the User is present when the TPP makes an API call to the LFI. |
| 5 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961528 |
| In addition to the
|
| 6 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961528 |
| Updated to reflect revised properties for address. |
| 7 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961528 |
| Made the |
| 8 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961528 |
| Added a |
| 9 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961065 |
| Changed request payload to incorporate JWS properties. Added Webhook support. |
| 10 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961004 |
| Added Changed request payload to incorporate JWS properties. Added Webhook support. |
| 11 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961004 |
| Updated |
| 12 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361962348 | All | Updates to reflect mandatory, optional, and supported properties across quotes and data sharing. Changed patch request payload for quotes to incorporate JWS properties. Added Webhook support for accepted quotes. |
| 13 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957218 |
| Updated insurance consent to reflect revised permissions structure and values. |
| 14 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961037 | All | Created to support comprehension of https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961065 |
| 15 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361960976 | All | Created to support comprehension of https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961004. |
| 16 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361962312 | All | Updates API Guide to reflect revisions to API operations. |
v2.0-draft3
Business rules updates
Limits and Constants
Removed Aani Purpose Codes from https://openfinanceuae.atlassian.net/wiki/x/QJQlEw
Introduced new constant B2 Single-use Consent Duration for Data in https://openfinanceuae.atlassian.net/wiki/x/QJQlEw
Introduced new constant B3 FX & Remittance Quote Extended Validity Period in https://openfinanceuae.atlassian.net/wiki/x/QJQlEw
Introduced new limit A18 Max FX & Remittance Quote Generation Time Interval in https://openfinanceuae.atlassian.net/wiki/x/QJQlEw
Introduced new limit A19 Max Min FX & Remittance Quote Validity Period in https://openfinanceuae.atlassian.net/wiki/x/QJQlEw
Introduced new limit A20 Payment Status Update (OFP SLA 2) in https://openfinanceuae.atlassian.net/wiki/x/QJQlEw
Introduced new limit A21 Event Notification SLA (OFP SLA 3) in https://openfinanceuae.atlassian.net/wiki/x/QJQlEw
Common Rules and Guidelines
Updated business rules about category purpose code in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961620
Added new rules for LFIs when TPPs are not Shari’ah compliant in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961620
Updated section on Shari’ah compliance in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961620
Insert link to the new https://openfinanceuae.atlassian.net/wiki/x/AYBjEw page in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961620
Customer Data
Corrected Customer Experience screen in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124(ticket https://ozoneapi.atlassian.net/browse/SDT2-211)
Changed section title to https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124 from 3.2.2 Data Sharing for FX & Remittance Services
Removed ReadFXRemittanceCharges permission from https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124
Wording changes and clarifications in all sections of https://openfinanceuae.atlassian.net/wiki/x/IZIlEw
Updated CX screen in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124
Corrected section title to https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961124 from “User selects account at the TPP & LFI provides Supplementary Information”
Single Instant Payments
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957388
Updated CX screen to with wording that User selected account at the TPP inhttps://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957388
Added rules for rejection based on category purpose code in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957388
Future Dated Payments
Updated CX screen to with wording that User selected account at the TPP inhttps://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957804
Added rules for rejection based on category purpose code in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957804
Multi-Payments
Updated CX screen to with wording that User selected account at the TPP inhttps://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP inhttps://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP inhttps://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
Added rules for rejection based on category purpose code in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361957968
International Payments
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958357
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958357
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958357
Updated CX screen to with wording that User selected account at the TPP in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361958357
TPP Consent Management Interfaces
Changed section title to https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814 from “Data Sharing Consent Dashboard with Active Consent Details and Update History”
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Changed section title to https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814 from “Data Sharing Consent Dashboard with Consent History”
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Changed section title to https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814 from “Service Initiation Consent Dashboard with Active Consent Details and Payment History”
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Changed section title to https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814 from “Service Initiation Consent Dashboard with Consent History”
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Updated wireframe inhttps://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
Added new section https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361955814
LFI Consent Management Interfaces
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Added section title https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361956200
Payments with Delegated Authentication
Updated wireframe in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361959888
Updated rule 5.3.1 in https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361959888
Payment Status Information
Added new page named https://openfinanceuae.atlassian.net/wiki/x/AYBjEw
FX & Remittance Quote Initiation
Updates in wording and wireframes based on industry feedback and further analysis inhttps://openfinanceuae.atlassian.net/wiki/x/jIwlEw
Dynamic Account Opening
Updates in wording and wireframes based on industry feedback and further analysis inhttps://openfinanceuae.atlassian.net/wiki/x/UY0lEw
Technical specification updates
Section | Subsection | Description | |
|---|---|---|---|
| 1 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961416 | Error Response | Standardised Error Codes across the specifications:
|
| 2 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961416 |
| Added Updated to include: - CreditCard
- Mortgage
- PersonalLoan |
| 3 | https://openfinanceuae.atlassian.net/wiki/spaces/standardsv2dot0final/pages/361961416 |
| New enumerations for identifying Credit Cards, Mortgages and Personal Loans: |
© CBUAE 2025
Open License and Contribution Agreement | Attribution Notice