ID	UC006
Use Case	Single/Future & International Payments
Description	Buying products/services in E-commerce using Open Finance as a payment method. Digital payments in which funds are transferred directly from one bank account to another bank account in the range of few minutes. Possible to schedule payments to future dates. Includes: Single Instant Payments; Single Future Dated Payments; International Payments; Request To Pay, and Refunds.
Benefits	More convenience in payments journey and reduce fees for merchants.
Industry	Banking
Category	Service Initiation
Consumer
SME
Corporate
API Functionality	Consents GET /payment-consents/{ConsentId} GET /payment-consents/{ConsentId}/refund POST /payment-consents/{ConsentId}/file GET /payment-consents PATCH /payment-consents/{ConsentId} Payments POST /payments GET /payments/{PaymentId} GET /payments File Payments POST /file-payments GET /file-payments/{PaymentId} GET /file-payments GET /file-payments/{PaymentId}/report

Benchmarking

Location	Type of Use Case	Reference Players

Open Finance UAE