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ID

UC007

Use Case

(Variable) Recurring Payments

Description

Mechanism that enables consumers to authorize third parties to initiate payments of a fixed or variable amount from their bank account on a recurring basis.

Includes: Fixed Recurring Payments; Variable Recurring Payments; Interim Accounts; Top Up, and Part Pay.

Benefits

More convenience in payments journey and reduce fees for merchants.

Industry

Banking

Category

Service Initiation

Consumer

☑️

SME

☑️

Corporate

☑️

API Functionality

Key APIs

Payment Initiation

  • GET /payment-consents

  • GET /payment-consents/refunds

  • POST /payment-consents/file

  • PATCH /payment-consents

Payment Instruction

  • GET /payments

  • POST /payments

  • HEAD /payments

Benchmarking

Location

Type of Use Case

Reference Players

UK

Mandatory - implemented

GoCardless, Truelayer, Tink

Brazil

Mandatory - planned

Other locations

N/A

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