1. Introduction

This release includes additional endpoints and fixes as outlined below.

2. Postman Files

The Postman files can be downloaded here.

2.1 Banking

• Postman Collection

• Environment File TBC

2.2 Insurance

3. Supported Endpoints

The above Postman Collection supports the following API endpoints:

3.1 Trust Framework

• POST /tpp-registration

3.2 Service Initiation

Single Instant Payment

• POST /par

• GET /payments

• GET /payments/{PaymentId}

• GET /payment-consents

• GET /payment-consents/{ConsentId}

• PATCH /payment-consents/{ConsentId}

• POST /payments

Future Dated Payment

• POST /par

• GET /payments

• GET /payments/{PaymentId}

• GET /payment-consents

• GET /payment-consents/{ConsentId}

• PATCH /payment-consents/{ConsentId}

• POST /payments

3.3 Bank Data Sharing

Account Data

• POST /par

• GET /accounts/{AccountId}

• GET /accounts

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Balance Data

• POST /par

• GET /accounts/{AccountId}/balances

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Transaction Data

• POST /par

• GET /accounts/{AccountId}/transactions

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Customer and Meta Data

• POST /par

• GET /accounts/{AccountId}/parties

• GET /parties

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Product Data

• POST /par

• GET /accounts/{AccountId}/product

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Beneficiaries

• POST /par

• GET /accounts/{AccountId}/beneficiaries

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Direct Debits

• POST /par

• GET /accounts/{AccountId}/direct-debits

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Scheduled Payments

• POST /par

• GET /accounts/{AccountId}/scheduled-payments

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

Standing Orders

• POST /par

• GET /accounts/{AccountId}/standing-orders

• GET /account-access-consents

• GET /account-access-consents/{ConsentId}

• GET /accounts/{AccountId}/consents

• PATCH /account-access-consents/{ConsentId}

3.4 Insurance Data Sharing

4. Release Notes

4.1 Extended Features and Enhacements

• Standards and Spec Updates (v1.1):

  • Updates for the Ozone API Hub and Consent Manager APIs, including GET/POST requests and response format changes.

  • Integration of new data-sharing, consent management, and service initiation functionalities.

• FAPI :

  • Enhancements made to ensure compliance with CBUAE FAPI standards..

• Payment Consent

  • Additional updates for sequential user authorisations in payment consent workflows.

• PAR and Consent Updates:

  • Changes to PAR authorisation details, JWT payload validation, and common claim checks.

  • Expanded support for consent event tracking and new consent data requirements.

• API Validation & Error Handling:

  • Validation checks added for Single Instant Payment, Future-Dated Payment, and Data Sharing endpoints.

  • Error handling improvements for ‘x-idempotency-key’, JSON, and JWT flows across several endpoints, including Payments, Accounts, and Direct Debits.

• Schema Validation Updates:

  • Schema validation fixes for endpoints such as Scheduled Payments, Standing Orders, Direct Debits, and Beneficiaries.

4.2 Fixes

• Resolved issue with receiving /par URL in the Link.self field for the consent endpoint.

• Fixed issue where transaction responses were returned despite invalid fromBookingDateTime or toBookingDateTime values.

• Addressed the problem of receiving response_type as undefined in auth during headless-Heimdall flow

4.3 Known Issues

• While creating a PAR, the parameters "nonce" and "aud" are optional. However, removing them from the request body results in an error.

• When the "ReadTransactionsDebits" permission is granted, Credit Transactions are also reflects in response.

• When creating consent with varying values, the payment is successfully processed.

• Payments may still be initiated even when the Personally Identifiable Information (PII) provided during the consent request differs from the PII used during the actual payment initiation.

• Roles are displayed as "undefined" for the Ozone API Test 1 TPP on the admin portal.

• IsSingleAuthorisation: false gets an error while patching the consent.

• In the PATCH /consent API call, setting the status to "Suspended" results in an error.

• The endpoint processes requests even when invalid values are provided for optional headers.

• The authorisation request without a nonce fails when using the FAPI 2.0 Security Profile

• The fapi2-security-profile-id2 requires that an unsigned request to the PAR (Payment Initiation Request) endpoint fails, but currently, unsigned requests may not trigger a failure as expected.

• In the FAPI 2.0 Security Profile, JWT client assertions with a "Not Before" (nbf) claim set more than 60 seconds into the future fails.